Responsible as a management of operational and compliance risk by proactively managing the risk of the respective unit to reduce the likelohood or impact of negative events.
Melakukan fungsi monitoring dan penilaian atas risiko operasional dan risiko kepatuhan di KC. terhadap aktivitas fungsi Sales dan Operasional yang berada dalam organisasi NDB sehubungan dengan aktivitas harian dengan tujuan mengurangi terjadinya potensi risikokejadian yang mempunyai dampak tinggi dan atau kejadian kerugian operasional di area Direktorat NDB
- Mengelola Risiko Operasional dan risiko Kepatuhan KC di Area Regional NDB
- Memastikan NDB memelihara kontrol – kontrol dalam Manajemen Risiko dan Kepatuhan secara efektif dan melakukan kepatuhan secara penuh terhadap aturan regulasi eksternal dan kebijakanprosedur internal Bank.
Advisory cabang dalam hal risk awareness, risk control Cabang dalam agenda Morning Briefing, BLS, ORC level BAM, sosialisasi
Responsibilities- Strategy & Planning
- Set up risk appetite of the respestive unit that is handled
- Provide key strategies and initiatives to help business units achieve their target within risk appetite.
- Business Performance and Management
- Lead for proactive identification of risk being faced by the respective unit either through formal operational risk and compliance tools
- Review the identified risks to see if they are unique to the respective unit or have wider implications for the bank
- Provide rating of each risks identified and derive comprehensive remedial actions to mitigate the residual risks
- Ensure that all Staff in the respective units has appropriate level of knowledge and understanding to ensure that the material risks are identified
- Report risk to Respective Directors so he/she have a clear view of the control effectiveness of their unit, including monitoring of compliance process within area. Any signficant exceptions and/or identified issues need to escalate timely to Management of the respective units and 2nd line of defense or based on relevant escalation policies.
- Develop a Risk Culture to ensure all staff within area is fully aware that Operational Risk Management is everyone’s responsibility
- Execute the operational risk and compliance framework of the bank in a robust and disciplined manner.
- Monitor to ensure corrective action plans are conducted properly and closed by the due date. Act as first validator on actions.
- Monitor to ensure policies and procedures within the respective units are updated and in-line with the Bank’s higher level of framework/policies.
- Constructively engage with the second line of defense to achieve an optimal outcome of risk management for bank.
- Act as a liaison officer or coordinator of the Directorate for any internal and/or external review
- Responsibility of creating a SOP, Review a contact, and policy administration & improvement activities on Transaction Banking (especially on Securities Services)
- People Management
- Supervise and guide staff; evaluate staff performances, manage and monitor business related Sales activities; participate in hiring staff and employment related decisions
- To improve knowledge and skills through self-improvement activities i.e. training, learning session, etc.
- Managing performance of team by conduct coaching, sharing session, and also as a role model
- Ensure the team succession and development plan to build robust talent benchstrength
- Manages relationships to develop networking within internal units (local & regional)
- Regulatory Compliance
- Ensure customer treatment and other regulatory requirements are met and are compliant Regulatory policy in order to protect and enhance the bank's reputation.
- Ensure all SOPs, working instructions and other documentation related to product and services comply with both internal policy and regulation
Skills Required
- Experience managing operational and compliance risk in a banking environment
- Knowledge of regulatory requirements, bank policies, and compliance processes
- Experience developing and maintaining SOPs, policies, and transaction banking (especially securities services) documentation
- Ability to perform risk identification, rating, remediation planning and validation
- Experience supervising, coaching, and developing team members
- Strong stakeholder engagement and ability to liaise with second line of defense and management
What We Do
PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.
