QC Due Diligence Compliance Analyst

Posted 8 Days Ago
Be an Early Applicant
Westlake Village, CA, USA
In-Office
40-40 Hourly
Mid level
Fintech • Software • Financial Services
The Role
Audit loans for compliance with federal, state, and investor requirements (TILA, RESPA, TRID, ECOA, etc.). Review third-party diligence findings, monitor remediation pipelines, assist with defect remediation and appeals, and communicate defects to internal and external stakeholders.
Summary Generated by Built In

Job Title:

QC Due Diligence Compliance Analyst

Location:

CA - Westlake Village

What you'll do:

As a Quality Control Compliance Analyst, you'll be responsible for auditing the documentation for loans funded and/or purchased by AmeriHome for compliance with Federal, State, County, and/or City regulatory requirements to ensure they meet Federal/State examiner requirements as well as investor quality standards. You'll need to meet various deadlines for Retail Compliance audits, as well as Due Diligence Trade activity.
  • Review the validity of defects cited by third party diligence firms to ensure loans meet investor quality standards.
  • Monitor diligence pipelines to ensure the timely remediation of open defects.
  • Conduct reviews of AmeriHome loans for State and Federal compliance, including but not limited to; TILA, RESPA, TRID, and ECOA. Assure that results provided by investors revealing a pattern of deficiencies are accurately reported to management.
  • Participate in remediation of identified defects with Operations and/or Correspondent Seller. Monitor the progress of implementation of action plans based on Quality Control Findings and results.
  • Communicate any identified defects effectively to internal and external counterparties. Assist other team personnel in interpreting compliance defects cited by external sources and preparing appeals or rebuttals.

What you'll need:

  • 3+ years of related experience in Mortgage Regulatory Compliance, Mortgage Quality Control or similar field.
  • High school diploma required; Some college or technical training preferred.
  • Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services.
  • Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Intermediate knowledge of FNMA, FHLMC, FHA, USDA and VA guidelines.
  • Intermediate to advanced knowledge of Federal Regulatory guidelines and procedures, including but not limited to TILA, TRID, RESPA, HPA, UDAAP, ECOA, FCRA.
  • Advanced speaking and writing communication skills.
  • Certified Mortgage Compliance Professional preferred.
  • Microsoft Office Specialist (MOS) preferred.

Compensation: Hourly range for new hires is generally $40.45 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

Skills Required

  • 3+ years of related experience in Mortgage Regulatory Compliance or Mortgage Quality Control
  • High school diploma
  • Some college or technical training
  • Intermediate knowledge of residential mortgage industry (Correspondent or Retail Lending, sales, operations, capital markets)
  • Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
  • Intermediate knowledge of FNMA, FHLMC, FHA, USDA and VA guidelines
  • Intermediate to advanced knowledge of Federal Regulatory guidelines and procedures (TILA, TRID, RESPA, HPA, UDAAP, ECOA, FCRA)
  • Advanced speaking and writing communication skills
  • Certified Mortgage Compliance Professional
  • Microsoft Office Specialist (MOS)

Western Alliance Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Western Alliance Bank and has not been reviewed or approved by Western Alliance Bank.

  • Strong & Reliable Incentives Feedback suggests annual bonuses are broadly available and can materially lift total compensation when business conditions are favorable. Participation spans many roles beyond executives.
  • Equity Value & Accessibility Equity grants are described as widely accessible to employees at multiple levels, adding long‑term value to the package. This breadth helps align employees with company performance.
  • Retirement Support The 401(k) program is positioned as a standout with an employer match structure viewed as stronger than common offerings. Automatic enrollment reinforces accessibility and participation.

Western Alliance Bank Insights

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The Company
HQ: Phoenix, Arizona
4,045 Employees

What We Do

Western Alliance Bancorporation (NYSE: WAL) is one of the country’s top-performing banking companies. Its primary subsidiary, Western Alliance Bank, Member FDIC, offers a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by banking and mortgage experts who put customers first. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide.

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