Product Risk and Compliance- Expansion Senior Manager

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Austin, TX, USA
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Risk and Compliance Program, for Wise to offer its services to many more Customers in our NorthAm market. You will do this by partnering with Wise Banking and Product teams to grow our existing products, get new licenses and launch new products across the US and Canada. 

This is a first line of defence hands-on role, embedded in the Regional Product Squad. 

You will be part of a growing the Product Compliance and Risk team, owning projects and making decisions in the following areas: 

Regulatory:

  • Translate and implement regulatory requirements for Product and Engineering teams, facilitating seamless execution, with particular emphasis on Canadian and OCC regulatory and risk expectations.

  • Determine when local regulatory requirements can be met through existing global controls and when unique requirements necessitate prioritization, optimizing for the utilization of existing controls where feasible.

  • Evaluate Canadian market regulatory obligations and ensure the adequacy of Wise’s current approach.

  • Develop a scalable methodology for collaboration with the second line of defense (2LOD) and manage an evolving regulatory landscape.

Risk and Controls:

  • Manage and drive the successful and compliant launch of new licenses and products across the US and Canada.

  • Lead discussions with Wise’s external stakeholders, including regulators, auditors, and banking partners, providing clarity on products, controls, and governance approach.

  • Define Regulatory and Financial Crime Risk metrics to assess the health of Wise’s new licenses and products in the US and Canada.

  • Identify opportunities to enable growth, streamline compliance processes, or expedite operational processes.

Reporting and External Engagement:

  • Monitor and report on the effectiveness of the United States and Canada Compliance and Risk Program to internal and external stakeholders (Global Committees, Regulators, Internal and External Audit, Banking Partners).

  • Support Regulatory, Financial Crime, and Risk discussions with clear action plans and updates on previously identified issues and emerging risks.

  • Participate in industry association initiatives relevant to Wise’s markets and actively represent Wise in legislative and regulatory consultations.

This role will give you the opportunity to: 

  • Grow your hands-on Fintech knowledge at full speed 

  • Keep Compliance right at the heart of the product and engineering development cycle, in a fast-moving environment 

  • Support and drive new product and license launches alongside banking and product teams

 

Qualifications

About you: 

  • Compliance background in a global organization, ideally with 1LOD experience overseeing new products/licenses, is essential.

  • Experience across multiple compliance areas (e.g., Reg E, BSA/AML, FINRA/FINTRAC) and building compliance programs from the ground up are key.

  • Must be able to drive data-informed business decisions.

  • Must be able to own projects end-to-end.

  • Must be able to communicate effectively with diverse audiences.

  • Must be analytical.

  • Experience in a fast-growing environment and willingness to travel are required.

  • Canadian experience is a plus!

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

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Pavan
Jennifer
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Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
  • Equity Value & Accessibility RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
  • Parental & Family Support Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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