Product Owner - Lending API Services

Posted Yesterday
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London, Greater London, England, GBR
In-Office
Mid level
Fintech • Payments • Financial Services
The Role
The role involves owning API-driven products, collaborating with teams to improve customer experiences, defining product backlogs, and ensuring high-quality API delivery.
Summary Generated by Built In

Join us as a Product Owner

  • We’re looking for someone to support senior management in driving the development of our priorities.
  • You’ll be putting the customer at the heart of our plans and constantly improving their journey
  • This is an opportunity to make sure all aspects of our customer journey deliver an exceptional customer experience
What you'll do

Come and join our Product team, owning API-driven products that enhance the customer experience within our Banking-as-a-Service (BaaS) proposition. Collaborate closely with BaaS product managers, product owners, and cross-functional teams to deliver and orchestrate client-facing API solutions that are scalable, flexible, and reusable.

You’ll also be:

  • Defining and prioritising the product backlog in collaboration with stakeholders and a cross functional squad, ensuring alignment with client, customer and business needs / objectives
  • Translating the product roadmap into actionable deliverables by breaking down roadmap objectives into epics, detailed user stories, acceptance criteria. 
  • Building on top of our core banking platform to orchestrate, translate, and apply business logic for seamless integration with client applications
  • Delivering clear, and user-friendly APIs that power key lending onboarding and in life customer journeys 
  • Setting sprint objectives in partnership with Engineering Managers / Tech Leads, ensuring high-quality delivery that meets governance, risk, and compliance standards
  • Driving an API-first approach, focusing on standards-compliant design and documentation to ensure developer satisfaction and ease of integration
The skills you'll need

To join us in this role, you’ll need proven experience as a Technical Product Owner, managing and delivering successful API-driven or Business-to-Business-to-Customer (B2B2C) products across all stages of the product lifecycle. It'd be a bonus if you bring specific experience in building orchestration / workflow type services and ideally some in customer onboarding / origination or experience working within Lending based products.

You’ll also be expected to have:

  • Expertise in API product management, including API design, documentation, and backend integration, with a deep understanding of scalable and reusable microservices architectures.
  • A versatile skill set combining business acumen and technical knowledge, with a solid background in product discovery, user-centric design, and iterative development processes
  • Data-driven mindset with the ability to measure, analyse, and act on metrics that drive product success and customer satisfaction
  • Strong stakeholder management and collaboration skills, balancing customer requirements with business objectives and compliance needs
  • A strong focus on understanding and delivering value to build a best-in-class developer experience, and business users' needs, and with a keen awareness of the end customer experience.

Hours

35

Job Posting Closing Date:

11/06/2026

Ways of Working:Remote First

Skills Required

  • Proven experience as a Technical Product Owner
  • Experience managing and delivering API-driven products
  • Expertise in API product management including design and backend integration
  • Understanding of scalable and reusable microservices architectures
  • Strong stakeholder management and collaboration skills

NatWest Group Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.

  • Flexible Benefits A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
  • Retirement Support Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
  • Parental & Family Support UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.

NatWest Group Insights

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The Company
HQ: Bengaluru, Karnataka
40,000 Employees
Year Founded: 1970

What We Do

We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.

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