Product Owner (Fraud)

RecargaPay is the Super App that simplifies everyday payments for consumers and SMEs in Brazil.

The platform streamlines payments for over 7 million Brazilians by consolidating credit and debit cards, instant payments like Pix, and Open Finance, on a mission to democratize mobile payments and financial services in Brazil.

Featuring services such as bill payments, mobile top-ups, public transportation, installment plans, and loans, designed with convenience, low cost and flexibility in mind. RecargaPay is changing the way both banked and unbanked Brazilians make their everyday payments and access their financial services.

Responsibilities:

• Lead the Fraud squad, defining priorities and directing activities to mitigate risks. Develop and implement fraud prevention and detection strategies.
• Monitor and analyze fraud indicators, creating actionable reports and insights. Manage chargeback processes, aiming to minimize losses and optimize value recovery.
• Collaborate with other departments (Technology, Operations, Customer Service) to develop integrated fraud prevention solutions. Conduct data analysis using SQL Server to identify suspicious patterns and opportunities for improvement.
• Propose and oversee continuous improvement initiatives in fraud prevention processes. Stay updated on trends and new technologies related to fraud prevention.

• Experience as a Product, with a focus on fraud prevention and combat.
• Solid experience with chargeback processes and value recovery.
• Proficiency in data analysis and experience with SQL Server.
• Knowledge of anti-fraud techniques and tools.
• Excellent analytical and problem-solving skills.

• Medical and Dental assistance without co-participation;
• Life insurance;
• Flexible Meal voucher - Flash;
• TotalPass;
• Home office assistance - monthly deposit in the RecargaPay app for personal use;
• Spanish classes;
• Educational partnerships;
• Discount in Universities for Undergraduate, Graduate and MBA courses;
• Anywhere office - work from wherever you want.

Diversity & Inclusion at RecargaPay
Diversity is part of our DNA and we are in constant search for representativeness and evolution. We believe that our employees should be who they are, and that is what makes them unique in their roles - regardless of gender, religion, disabilities, LGBTQI+, ethnicity, generations and different experiences. And we are looking for people who are authentic and free to co-create a more inclusive and innovative company and society. Does it sound like you?

About the use of your Data

The candidate, when sending a resume with personal and professional data to participate in the RecargaPay recruitment and selection process, is aware that the data will be used for the necessary analyzes and validations throughout the recruitment process and for hiring, if necessary, as well how you authorize RecargaPay to share curriculum data with other companies in the RecargaPay group if opportunities arise according to the candidate's profile.

In compliance with Law 13.709 / 18, LGPD - General Data Protection Law, the candidate may request the update, rectification and modification of their information during the recruitment and selection process, or, even, request the non-use of data under the terms the terms of applicable law.