Jobs at RecargaPay

Leads architecture and development of real-time anti-fraud systems, including transaction decisioning, rules engines, streaming pipelines, model-serving infrastructure, auditability, and explainability. Partners with Data Science, Risk, Fraud Operations, Compliance, and engineering teams to build high-performance distributed systems, mentor engineers, and improve technical practices.

Leads business analytics for a credit card product, identifying and executing growth and profitability initiatives from hypothesis through measured results. Analyzes retention, usage, margins, P&L, cohorts, and unit economics; builds budgets and forecasts; and connects Product, Credit Policy, Collections, and CRM/MarTech teams. Supports product strategy, roadmap prioritization, and executive decision-making while using AI to accelerate analysis and automate routines.

Leads the technical execution, governance, development, integration, security, reliability, and evolution of SAP S/4HANA and corporate systems. Develops and reviews ABAP solutions, manages upgrades and Brazilian fiscal adaptations, governs transports and partners, oversees integrations and operational standards, and serves as Tier 3 incident escalation. Establishes a clean-core, API-first architecture and operating model while mentoring engineers and aligning technical delivery with regulatory requirements including BACEN, LGPD, and SOX.

Lead strategy, operations, and optimization for acquiring and sub-acquiring payment products, including bill payments, mobile top-ups, Tap to Pay, and Payment Link. Manage partner relationships, regulatory compliance, cross-functional initiatives, performance analysis, customer experience improvements, business cases, and market innovation. The role requires strong payments expertise, financial analysis, P&L knowledge, advanced Excel, moderate SQL, and experience in fintech or acquiring businesses.

Analyze business data to build dashboards, reports, and models; define metrics with cross-functional teams; identify trends; deliver actionable recommendations; and support analytics standards and data quality for performance monitoring and decision-making.

As a Staff Engineer, you will lead backend projects, mentor engineers, ensure system reliability, and drive innovation in engineering practices.

Lead FP&A for one or more business units (e.g., Credit, Payments), owning BU financial performance, forecasts, KPI monitoring, reporting, risk identification, cross-functional financial advisory, and AI-driven data analysis and automation to support decision-making and investor reporting.

Design, develop, and maintain scalable, secure financial-services systems. Write testable, efficient code; contribute across the development lifecycle; propose architectural solutions for scaling and performance; use Java, Spring Boot, PostgreSQL, Kafka, AWS; perform async programming, profiling, and production monitoring; apply AI frameworks; document software; and collaborate with cross-functional engineering teams while mentoring peers.

Lead end-to-end product design within a squad: define strategy with PMs/engineers, run data-driven experiments, prototype quickly, use AI to accelerate workflows, maintain the design system, improve UI/usability, collaborate with UX writers and frontend engineers, and present design decisions to senior leadership.

As a Senior Platform Engineer, manage platforms for business continuity and developer experience, drive modernization initiatives, and oversee cloud operations on AWS.