Product Owner, Credit Risk

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Montréal, QC, CAN
In-Office
Fintech • Payments • Financial Services
The Role

You’ll be part of the Credit Risk Tools Development team within the Risk Data Governance Administrative Department. As a credit risk product owner, you’ll oversee three major projects, each supported by two squads, for a total of up to six teams at the same time. The primary project will focus on enhancing credit granting processes for all product types on a shared platform that integrates PowerCurve and Fiserv. The two other projects will be determined based on emerging priorities and may involve credit risk management applications, new products or changes to risk models. You’ll also represent your unit with internal and external partners and play a key coaching role for data valorization analysts. More specifically, you will be required to:

  • Define and carry the product vision.

  • Manage the backlog for your squads.

  • Establish the medium- and long-term roadmap for the projects under your responsibility.

  • Advise partners to help them position, plan, develop, execute and monitor strategic projects.

  • Help develop, update and apply policies, standards, models, and programs related to your unit’s projects.

  • Identify and analyze complex issues.

  • Diagnose issues and make strategic recommendations to internal decision-making bodies.

  • Serve as a coach for data valorization analysts.

  • Represent your unit before internal decision-making bodies.

  • Contribute to strategic directions.

  • Represent the organization’s interests in agreements or discussions with external partners or organizations. 

What we offer*

  • Competitive salary and annual bonus

  • 4 weeks of flexible vacation starting in the first year

  • Defined benefit pension plan that provides predictable, stable income throughout retirement

  • Group insurance including telemedicine

  • Reimbursement of health and wellness expenses and telework equipment

Benefits apply based on eligibility criteria.

#LI-Hybrid

What you bring to the table

  • Bachelor's degree in a related field

  • A minimum of six years of relevant experience

  • Please note that other combinations of qualifications and relevant experience may be considered

  • Experience working with development teams Ability to understand coding

  • Experience working on multiple projects with multidisciplinary teams (IT, risk and business)

  • Intermediate-to-advanced knowledge of written and spoken French

  • Advanced-level proficiency in written and spoken English given the nature of the duties, work tools and interactions with English-speaking partners, members and clients

  • Proficiency in the Agile approach

  • Knowledge of risk management

  • Knowledge of PowerCurve, Fiserv or other risk rating calculation engine

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Marketing (FG)

Unposting Date

2026-02-27

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The Company
Calgary, AB
40,858 Employees

What We Do

Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News

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