Product Manager

At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions that are tailored to their needs. We are reimagining the financial infrastructure of Latin America - where SMBs financial needs are satisfied without ever having to go to a bank.

R2 enables platforms in Latin America to embed financial services that SMBs can then leverage (starting with revenue-based financing). We are a tight-knit team coming from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, J.P. Morgan. We are entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding our partner footprint, strengthening our credit and underwriting capabilities, and scaling our operations across multiple markets.

The Product Manager is a senior individual contributor responsible for owning complex product areas end-to-end, driving measurable business outcomes, and partnering closely with Engineering, Data, Risk, and Commercial teams. This role operates with high autonomy and is expected to influence strategy while remaining deeply hands-on in execution.

This position is ideal for a product leader who thrives in fintech environments, understands credit, payments, or financial infrastructure, and can translate ambiguous problems into scalable product solutions for LATAM markets.

Key Responsibilities

Product Strategy & Ownership

• Own a critical product domain (e.g. Credit, Risk, Payments, Platform, or Partner Integrations) with full accountability for outcomes.
• Translate company and business objectives into a clear product strategy, roadmap, and execution plan.
• Identify opportunities for product innovation aligned with market needs, regulatory constraints, and scalability.

Execution Excellence

• Lead discovery, definition, and delivery of product initiatives from concept to launch.
• Write high-quality PRDs, user stories, and acceptance criteria.
• Prioritize backlog using data, customer insights, and business impact.
• Ensure timely delivery in close partnership with Engineering.

Data-Driven Decision Making

• Define and track product KPIs (e.g. activation, conversion, risk metrics, operational efficiency).
• Use quantitative and qualitative insights to continuously optimize product performance.
• Partner with Data and Risk teams to ensure strong measurement and feedback loops.

Cross-Functional Leadership

• Act as a trusted partner to Engineering, Risk, Operations, Legal/Compliance, and Commercial teams.
• Influence stakeholders without formal authority.
• Communicate product vision, trade-offs, and progress clearly to leadership.

Customer & Market Focus

• Deeply understand customer pain points across LATAM markets.
• Incorporate regulatory, operational, and cultural nuances into product decisions.
• Engage with partners and customers when needed to validate solutions.

Experience:

• 6–9+ years of experience in Product Management, ideally within fintech, lending, payments, or financial infrastructure.
• Proven experience owning complex products in regulated environments.
  Experience working closely with Engineering, Data, and Risk teams.

• Strong analytical and problem-solving skills.
• Excellent written and verbal communication.
• High level of autonomy, ownership, and accountability.
• Ability to operate effectively in ambiguous, fast-changing environments.

• Experience in LATAM fintech ecosystems.
• Exposure to credit products, underwriting, collections, or risk platforms.
• Experience working with B2B or platform products.
• English proficiency (advanced).
• Owns product areas of high complexity and business impact.
• Influences product strategy but does not manage people.

Location: Sao Paulo, Santiago, Buenos Aires.