About The Role
We are empowering businesses and consumers with Buy Now, Pay Later (BNPL) and Cash Loan solutions, helping them achieve their financial goals. Through our partnerships, these services are integrated into a comprehensive ecosystem of API services and a versatile Superapp that spans e-commerce, payments, courier services, ride-hailing, food delivery, and more.
As a Product Manager, you will collaborate with Engineers, Analysts, Designers, and Project Managers to conceptualize, build, and manage impactful features that extend credit access to millions of active users. This role offers the opportunity to take full ownership of key product portfolios and deliver real-world results in the fintech space.
What You Will Do
- Deliver world-class fintech solutions by creating impactful and user-friendly products.
- Own the entire product lifecycle—from conceptualization and planning to implementation and management.
- Ensure the tech team understands specifications to build and deliver quality products.
- Maintain compliance with security and regulatory standards while optimizing user experience.
- Collaborate with stakeholders across regions and ensure alignment with business objectives.
- Act as the voice of the user, designing customer-first solutions that tackle high-impact problem areas.
- Tailor products to meet the evolving needs of consumers and merchants, ensuring relevance and value.
- Use data analytics, A/B testing, and user insights to drive decisions and measure outcomes.
What You Will Need
- 5+ years of hands-on experience working with tech and business teams, with exposure to mid-end systems, financial data pipelines, and third-party finance service integrations.
- Familiarity with the best software solutions in the fintech space.
- Comprehensive understanding of the product development lifecycle (PDLC), including testing and UI/UX design.
- Strong grasp of mid-end and back-end system architecture to deliver robust solutions.
- Exceptional communication and collaboration skills to engage with regional stakeholders.
- Fluency in English; proficiency in Mandarin is an additional advantage.
- Passion for creating products that drive measurable business and user outcomes.
About The Team
You’ll join a multicultural and multi-location team dedicated to reshaping financial services. Our team thrives on collaboration, innovation, and open-mindedness. Together, we construct and manage a robust set of macro services to support diverse financial solutions across industries.
This role is more than a job—it’s your chance to make a significant impact in the fintech industry while growing in a dynamic, global environment.
Are you ready to lead the way in fintech innovation? Let’s build the future together!
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.
About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.
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What We Do
GoTo is the largest technology group in Indonesia, combining on-demand, e-commerce and financial services through the Gojek, Tokopedia and GoTo Financial brands. It is the first platform in Southeast Asia to host these three essential use cases in one ecosystem, capturing a majority of Indonesian consumer household expenditure. GoTo’s mission is to “Empower Progress” by offering an unparalleled selection of goods and services through a comprehensive merchant and partner network and promoting financial inclusion through its leading payments and financial services business.
