Product Engineer (Senior / Staff / Principal) - Outside the US

Sorry, this job was removed at 12:07 a.m. (UTC) on Friday, Oct 10, 2025
Hiring Remotely in Non, OK, USA
In-Office or Remote
95K-140K Annually
Fintech • Financial Services
The Role
About Us:

Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we’ve become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.

We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We are hyper focused on building a product people love and continuing to evolve based on user feedback.

As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM – 2 PM PT and embraces asynchronous work to stay connected across time zones.

Join us on our mission to transform lives by simplifying money, together.

The Role:

As a key member of our Product Engineering team, you will drive the growth and evolution of our web and mobile apps while shaping both our engineering culture and product strategy. This role offers high autonomy and ownership, with significant influence over our tools, processes, and team dynamics.

Seniority Level: Senior, Staff, or Principal

What You'll Do:
  • You will play a critical role in growing and evolving our web and mobile app.

  • You will be more than just a software craftsperson; you will also be a thought partner in building a product, company, and culture we are proud of.

  • You will have significant input into the processes, rituals, and tools we use in order to create a high performing engineering team.

  • You will typically work with a lot of autonomy, and be expected to "own" the full implementation of whatever you work on.

What You'll Bring:
  • You consider yourself a "product-centric" engineer and take pride in building something people love. You are opinionated about the user experience.

  • You enjoy and strive when given autonomy and independence, and are comfortable with ambiguity and simplifying complex problems.

  • You have 3+ years experience in full-stack development with some combination of Python, Django, React, React Native, iOS and Android development.

  • You have superb written and verbal communication skills.

  • You are familiar with best practices in engineering, architecture, security, and design for both web and mobile apps, and can help build scalable, fault-tolerant products.

  • You have (or want) experience with early-stage company best practices including rapid iteration with robust metrics and qualitative user feedback.

  • Nice to have: Experience building APIs with Django Rest Framework

  • Nice to have: Experience working in a financial technology company (accounting, investing, banking, etc)

  • Nice to have: Experience working in a remote-first culture

#LI-DNI

Benefits :
  • Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.

  • Competitive cash and equity compensation in a hyper growth, early stage company 🚀.

  • Stipend to set-up your ideal working environment.

  • Competitive Benefit Plans for employees based on your location (e.g. in the US we offer: Medical, dental and vision benefits and the ability to contribute to a 401k plan).

  • Unlimited PTO.

  • 3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!

We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Monarch Money Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Monarch Money and has not been reviewed or approved by Monarch Money.

  • Fair & Transparent Compensation Pay bands are described as market-aligned for remote US tech roles, with multiple role examples and ranges cited across sources. Postings also frame compensation as “competitive,” suggesting a deliberate positioning around external market competitiveness.
  • Equity Value & Accessibility Equity compensation is explicitly included as part of the package, giving employees an ownership stake in outcomes. This can increase perceived total rewards beyond salary where equity is meaningful.
  • Leave & Time Off Breadth Time-off policies are described as flexible and generous, including unlimited PTO and a recurring “First Friday off” practice. Paid parental leave is also mentioned, broadening the overall leave offering.

Monarch Money Insights

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The Company
HQ: San Francisco, California
24 Employees
Year Founded: 2019

What We Do

Monarch Money provides a budgeting and money management platform that aims to help users track their balances and grow their investments.

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