Principal Software Engineer

Posted 9 Hours Ago
Hiring Remotely in USA
Remote
140K-233K Annually
Senior level
Fintech
The Role
Principal Software Engineer responsible for expert-level coding, system architecture, technical strategy, code quality, SDLC improvement, and enterprise-scale modernization. Designs distributed systems and API integrations, governs architectural change, drives resiliency, security, observability, and performance standards, and influences stakeholders across multiple teams. Mentors engineers, leads technical initiatives without direct authority, manages technical risks and dependencies, and ensures compliance with regulatory, audit, and corporate engineering standards.
Summary Generated by Built In
Overview:

Responsible for writing code at the expert level in multiple languages while driving technical solutions and serving as a subject matter expert (SME). Leads development initiatives, influences best practices, and plays a critical role in enterprise technology strategy within the Software Development Lifecycle (SDLC). Acts as a knowledge resource and mentor for less experienced engineers across Technology.

Primary Responsibilities:
  • Accountable for the overall code change and review process  to ensure high quality and process optimization.
  • Apply and analyze metrics across teams to identify opportunities for SDLC process improvement, peer reviews, and work with their teams to implement solutions.
  • Author organized, clean, efficient, and secure source code at the expert level in a minimum of 2 programming languages with the ability to build shared libraries. Coach team members on the appropriate data structure and algorithms to solve business problems.
  • Contribute to domain improvement of development operations and coding practices and strategy.
  • Contribute and review technical roadmaps that address both strategic requirements and technical debt ensuring compliance with corporate standards and industry best practices.
  • Support rollout of engineering capabilities for specific domains and ensure all regulatory requirements are met.
  • Lead discussions with business or technical stakeholders and proactively engage other groups on established technical and architectural opportunities in relation to their applications.
  • Design, review, and approve system architecture; ensure cross-domain alignment, identify gaps and efficiencies, and drive strategic direction while adhering to architectural design patterns.
  • Regularly participate in and present at peer group committees capturing opportunities for improvement and working with senior leadership to act on appropriate improvements.
  • Responsible for ensuring code quality is aligned to industry and corporate standards and expectations while also mentoring junior team members' work.
  • Drive implementation adherence and recommend patterns and practices related to performance testing, resiliency and optimizations within their domain.
  • Drive behavioral change with product owners, architects, and senior leaders in the overall requirements and/or story ingestion process within their domain.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Scope of Responsibilities: Supervisory/Managerial Responsibilities:

No supervisory responsibilities.

Education and Experience Required

  • Associate's degree and a minimum of 9 years' systems analysis and/or application development experience, or Bachelor's degree and a minimum of 7 years' systems analysis and/or application development experience. In lieu of a degree, a combined minimum of 11 years' education and/or relevant work experience, including a minimum of 7 years' systems analysis and/or application development experience.
  • Proven experience serving as a technical lead for large-scale modernization, migration, or platform transformation initiatives involving multiple delivery teams.
  • Proven ability to influence engineers, architects, product owners, and senior leaders without direct authority.
  • Demonstrated experience designing, developing, and delivering complex enterprise-scale software solutions across multiple technology domains.
  • Expert proficiency in at least one relevant programming language and advanced proficiency in at least one additional relevant programming language.
  • Experience working with solution architecture, managing architectural change, and aligning technical delivery across multiple applications, platforms, and engineering teams.
  • Deep understanding of software engineering practices related to resiliency, availability, security, observability, recoverability, and operational readiness.
  • Experience identifying and mitigating technical risks, resolving cross-team dependencies, and driving architectural decisions through implementation.
  • Experience designing and governing API-based integrations, distributed systems, data synchronization patterns, and enterprise application architectures.
  • Experience working within and enforcing engineering standards related to performance, security, reliability, maintainability, and production support.

 

Education and Experience Preferred

  • Experience working within banking or financial services technology environments, including knowledge of platforms supporting deposits, consumer or commercial lending, branch operations, card and payment processing, customer servicing, and digital banking channels.
  • Experience supporting technology solutions within highly regulated environments subject to risk, audit, compliance, and security requirements.
  • Familiarity with agile concepts and delivering large complex efforts in an agile framework.
  • Experience establishing architecture runway and coordinating technical dependencies across large, multi-year programs.
  • Experience partnering with enterprise architecture, cybersecurity, infrastructure, data management, and operational risk organizations.
  • Experience defining non-functional requirements and engineering standards related to resiliency, scalability, observability, recoverability, performance, and security.
  • Experience mentoring senior engineers and serving as a technical leader across multiple teams and disciplines.
  • Experience presenting architecture recommendations, technology strategy, and risk trade-offs to senior leadership and governance committees.
  • Proven subject matter expertise in one or more business-critical technology domains.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $139,700.00 - $232,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

LocationClanton, Alabama, United States of America

Skills Required

  • Associate's degree and at least 9 years of systems analysis and/or application development experience
  • Bachelor's degree and at least 7 years of systems analysis and/or application development experience
  • In lieu of a degree, at least 11 years of education and/or relevant work experience, including at least 7 years of systems analysis and/or application development experience
  • Technical lead experience for large-scale modernization, migration, or platform transformation initiatives involving multiple delivery teams
  • Ability to influence engineers, architects, product owners, and senior leaders without direct authority
  • Experience designing, developing, and delivering complex enterprise-scale software solutions across multiple technology domains
  • Expert proficiency in at least one relevant programming language and advanced proficiency in at least one additional relevant programming language
  • Experience with solution architecture, architectural change management, and technical alignment across multiple applications, platforms, and engineering teams
  • Deep understanding of software engineering practices involving resiliency, availability, security, observability, recoverability, and operational readiness
  • Experience identifying and mitigating technical risks, resolving cross-team dependencies, and driving architectural decisions through implementation
  • Experience designing and governing API-based integrations, distributed systems, data synchronization patterns, and enterprise application architectures
  • Experience enforcing engineering standards for performance, security, reliability, maintainability, and production support
  • Experience in banking or financial services technology environments
  • Experience supporting technology solutions in highly regulated environments with risk, audit, compliance, and security requirements
  • Familiarity with agile concepts and delivering large complex efforts in an agile framework
  • Experience establishing architecture runway and coordinating technical dependencies across large, multi-year programs
  • Experience partnering with enterprise architecture, cybersecurity, infrastructure, data management, and operational risk organizations
  • Experience defining non-functional requirements and engineering standards for resiliency, scalability, observability, recoverability, performance, and security
  • Experience mentoring senior engineers and serving as a technical leader across multiple teams and disciplines
  • Experience presenting architecture recommendations, technology strategy, and risk trade-offs to senior leadership and governance committees
  • Subject matter expertise in one or more business-critical technology domains

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

M&T Bank Insights

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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