Principal Product Manager - Payments Platform

Posted Yesterday
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Valencia, Comunidad Valenciana, ESP
Hybrid
Entry level
Fintech • Payments • Software
Delivering the most important and complex payments.
The Role
Lead strategy and roadmap for Flywire’s global payment orchestration and connectivity platform. Build smart routing, normalized payment APIs, provider integrations, and lifecycle visibility across cards, bank rails, pay-ins, and payouts. Partner with engineering, data science, risk, treasury, operations, and commercial teams to optimize authorization, reliability, conversion, and processing economics. Evaluate payment opportunities, develop investment cases, influence senior stakeholders, and coordinate platform capabilities across multiple product teams.
Summary Generated by Built In
Company Description

Are you ready to trade your job for a journey? Become a FlyMate!

Passion, excitement & global collaboration are all core to what it means to be a FlyMate. At Flywire, we’re on a mission to deliver the world’s most important and complex payments. We use our Flywire Advantage - the combination of our next-gen payments platform, proprietary payment network and vertical specific software, to help our clients get paid, and help their customers pay with ease - no matter where they are in the world.

What more do we need to truly be unstoppable? Perhaps, that is you! 

Who we are: 

Flywire is a global payments enablement and software company, founded more than a decade ago to solve high-stakes, high-value payments. We’ve scaled into new regions and industry verticals and expanded our product offerings to deliver meaningful value to our clients around the world. 

Today we support more than 5,300 clients across the global education, healthcare, travel & B2B industries, with diverse payment methods across 240 countries & territories and more than 140 currencies.

With over 1,400+ global FlyMates, representing more than 40 nationalities, and in 15 offices world-wide, we’re looking for FlyMates to join the next stage of our journey as we continue to grow.

Job Description

We are hiring a Principal Product Manager – Payment Orchestration & Connectivity to help build the intelligence and connectivity at the core of Flywire's global payments platform.

This is a senior, highly influential individual-contributor role for a payments-platform leader who understands how to connect, route, and optimize money movement across card networks, processors, acquirers, banks, and global payment rails.

The initial mandate will be to build smart routing and optimization across payment acceptance. The broader charter spans reusable payment connectivity and orchestration capabilities across pay-ins, bank payments, and payouts.

This is a strategic platform role. You will build a connected end to end 3-year vision and strategy across the platform partnering with business, product and technology leaders. You will identify and evaluate opportunities across payment methods, rails, processors, and banks; build the business cases for investment; and advise business and product leaders on the opportunities with the greatest customer and commercial impact. In close partnership with engineering, you will shape the product and architecture strategy for routing, provider connectivity, normalized APIs, and payment lifecycle visibility.

You will turn complex payment economics, performance data, and customer needs into clear priorities and a platform roadmap. Your work will influence multiple product teams and help us build capabilities that scale across markets, business models, and payment flows.

You bring deep experience in payment processing and provider connectivity, including cards and bank payment rails such as ACH or SEPA. You can move between commercial strategy and technical architecture, influence senior stakeholders, and make sound investment decisions amid complexity and ambiguity

What you'll do:

  • Strategy & Roadmap: Own the routing and orchestration roadmap, and partner with domain PMs to shape an integrated platform roadmap, connecting shared capabilities, dependencies, and sequencing across acceptance, pricing, onboarding, risk and payouts, and recommending cross-domain tradeoffs.

  • Smart Routing: Build intelligent routing that improves authorization performance, reliability, conversion, and processing economics.

  • Global Connectivity: Shape scalable connectivity across processors, acquirers, card networks, banks, and rails such as ACH, SEPA, Faster Payments, and other regional payment systems.

  • Platform Architecture: Establish normalized payment APIs, lifecycle states, statuses, and provider outcomes across card and bank payments.

  • Orchestration: Extend common orchestration capabilities over time across both pay-ins and payouts.

  • Cross-Functional Collaboration: Partner across Engineering, Data Science, Risk, Treasury, Operations, and Commercial teams to deliver a resilient global payments platform.

Qualifications

Who we're looking for:

  • Product Leadership: A senior, hands-on product leader who has built payment-processing, orchestration, routing, connectivity, or gateway platforms at scale.

  • Domain Expertise: Deep understanding of the end-to-end movement of money, including acceptance, settlement, refunds, returns, reconciliation, and payouts.

  • Integration Experience: Proven track record integrating with processors, acquirers, card networks, banks, and alternative payment providers.

  • Payment Rails Knowledge: Strong knowledge of both card payments and bank rails such as ACH, SEPA, Faster Payments, wires, or real-time payment networks.

  • Platform & Data Mindset: Strong platform thinking—ability to turn fragmented provider and rail capabilities into consistent, reusable products. Metrics-driven and experienced using data, experimentation, and intelligent decisioning to improve payment performance.

  • Influence & Execution: Able to set strategy and drive execution across multiple teams without relying on direct authority.

  • Language & Location: Professional fluency in English (written and spoken) is required. Must hold valid work authorization to work in Spain/EU.

This is an opportunity to build a foundational platform capability that will influence how payments are connected, accepted, routed, optimized, and paid out across Flywire's global ecosystem.

Additional Information

We Offer:

  • Employee Stock Purchase Plan (ESPP)

  • Work with brilliant people that will keep you on your toes—learn more about their journeys by checking out #InsideFlywire on social media

  • Dynamic & Global Team (we have been collaborating virtually for years!)

  • Wellbeing Programs (Mental Health, Wellness, Yoga/Pilates/HIIT Classes) with Global FlyMates

  • Be a meaningful part of our success—every FlyMate makes an impact

  • Competitive time off including FlyBetter Days to volunteer for a cause you believe in and Digital Disconnect Days!

  • Work From Home Stipend

  • Great Talent & Development Programs (e.g., Managers Taking Flight for new or aspiring managers)

What to Expect:

Submit today and get started! We are excited to get to know you. Throughout our process, you can expect to meet with different FlyMates including the Hiring Manager, Peers on the team, the VP of the department, and a skills assessment. Your Talent Acquisition Partner will walk you through the steps and be your “go-to” person for any questions.

Flywire is an equal opportunity employer. With over 40 nationalities across 15 different offices, diversity and inclusion are at the core of our people agenda. We believe our FlyMates are our greatest asset, and we’re excited to watch our unique culture evolve with each new hire.

#LI-Hybrid

Skills Required

  • Professional fluency in English, written and spoken
  • Valid work authorization to work in Spain or the EU
  • Experience building payment-processing, orchestration, routing, connectivity, or gateway platforms at scale
  • Deep understanding of acceptance, settlement, refunds, returns, reconciliation, and payouts
  • Experience integrating processors, acquirers, card networks, banks, and alternative payment providers
  • Strong knowledge of card payments and bank rails such as ACH, SEPA, Faster Payments, wires, or real-time payment networks
  • Strong platform thinking and ability to create consistent, reusable products from fragmented provider and rail capabilities
  • Experience using data, experimentation, and intelligent decisioning to improve payment performance
  • Ability to set strategy and drive execution across multiple teams without direct authority

What the Team is Saying

Emma
Allison MacLeod
Annie
Maicol
Ilona
Chinwe
Lucy
Jarrod

Flywire Compensation & Benefits Highlights

  • Leave & Time Off Breadth — Generous PTO, company-wide Digital Disconnect Days, and additional Fly Better Days for volunteering are highlighted, alongside paid holidays. These programs encourage unplugging and support work–life balance.
  • Equity Value & Accessibility — Roles commonly include Restricted Stock Units, and an employee stock purchase plan is referenced in corporate filings, positioning employees as owners. Equity is presented as a meaningful part of total rewards beyond base pay.
  • Healthcare Strength — Employer-verified benefits include medical, dental, vision, mental-health support, and FSA/HSA options, with notes of strong employer cost-sharing and relatively low U.S. premiums. This combination indicates robust core coverage.

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The Company
HQ: Boston, MA
1,200 Employees
Year Founded: 2011

What We Do

Flywire is a global payments enablement and software company. We combine our proprietary global payments network, next-gen payments platform and vertical-specific software to deliver the most important and complex payments for our clients and their customers.

Why Work With Us

Global collaboration is at the heart of what we do at Flywire. We’re excited to watch our unique culture evolve with each new FlyMate; it's our differences as individuals that make us stronger as a team. With over 30 nationalities across 11 countries, we believe our FlyMates are our greatest asset.

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Flywire Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We are a remote first company, with 14 beautiful offices around the globe! There is no requirement to go into the office, however the option is there if that's what you prefer. At Flywire, we want you to chose what's best for your lifestyle.

Typical time on-site: Flexible
HQFlywire US HQ
Japan
Canada
Lithuania
Australia
Brisbane, AU
Chicago, IL
Cluj-Napoca, RO
Flywire UK
New Delhi, IN
Pune, IN
Flywire Singapore
Tel Aviv-Yafo, IL
Flywire Spain
Learn more

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