Principal Product Manager, Agentic AI

Posted 11 Days Ago
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San Jose, CA, USA
In-Office
218K-324K Annually
Expert/Leader
Fintech • Payments
The Role
The Principal Product Manager will establish the AI product vision and strategy at PayPal, leading cross-functional teams to create innovative and trustworthy AI products that transform financial services globally.
Summary Generated by Built In

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This role establishes a cohesive agentic AI product vision and strategy across PayPal, shaping how AI transforms financial services for of customers worldwide. You’ll influence the AI product roadmap, from discovery through launch and scale, partnering across engineering, data science, design, risk, policy, and business units to build AI products that are both innovative and trustworthy.

Job Description:

Essential Responsibilities:

  • Establish a shared vision across the company for one or more products, or a platform product enabling development & scalability, with a deliberate and cohesive strategy.
  • Leads product strategy development, and develops a clear, executable view of the product strategy with cross-functional stakeholders.
  • Influences the architectural roadmap and balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
  • Champions the customer experience and prioritizes customer needs in product requirements and decision making.
  • Defines and uses metrics that inform the success of products including usability studies, research and market analysis.
  • Standardizes workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
  • Responsible for product profitability, including budgetary decisions.
  • Leads operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with senior leadership as needed.
  • Maximizes efficiency in a constantly evolving environment where the process is fluid and creative solutions are the standard.

Minimum Qualifications:

  • 10+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

  • Deep experience building or scaling AI/ML-powered consumer or enterprise products at significant scale.

  • Experience with large language models (LLMs), autonomous agents, multi-step reasoning, or AI workflow automation.

  • Background in fintech, payments, or other highly regulated industries.

  • Understanding of AI safety, responsible AI principles, model evaluation, and governance frameworks.

  • Experience with agentic AI concepts or frameworks (e.g., tool use, ReAct patterns, multi-agent orchestration).

  • Track record of driving company-wide product strategy and influencing senior leadership without formal authority.

  • Comfort operating in ambiguous, fast-moving environments with emerging technology and incomplete information.

  • MBA or advanced degree in Computer Science, Engineering, or a related technical field preferred.

Other Responsibilities: 

  • Serves as internal thought leader and subject matter expert on agentic AI. 

  • Establishes best practices and evaluation frameworks for LLM-powered and agentic AI features across the organization.

  • Navigates AI governance, compliance, and risk frameworks in close collaboration with legal, policy, and risk teams.

  • Champions responsible AI principles across the full product lifecycle, from design through post-launch monitoring.

  • Identifies and cultivates strategic partnerships with internal and external stakeholders to accelerate agentic AI capabilities.

Subsidiary:

PayPal

Travel Percent:

0

-

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:

Primary Location | Pay Range:

San Jose, California | ($218,000.00 - $323,950.00 Annually)

Additional Location(s) | Pay Range:

No other locations are assigned to this requisition currently.

Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes.  Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately.  To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us. 

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Skills Required

  • 10+ years relevant experience and a Bachelor's degree
  • Deep experience building or scaling AI/ML-powered consumer or enterprise products
  • Experience with large language models (LLMs), autonomous agents, or AI workflow automation
  • Background in fintech, payments, or highly regulated industries
  • Understanding of AI safety and responsible AI principles
  • Track record of driving product strategy and influencing senior leadership
  • Comfort operating in ambiguous, fast-moving environments with emerging technology

PayPal Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayPal and has not been reviewed or approved by PayPal.

  • Healthcare Strength Benefits include comprehensive medical, dental, and vision coverage with mental-health resources, an on-site clinic, and wellness supports. Feedback suggests these offerings emphasize whole-person well-being and are viewed favorably across locations where available.
  • Leave & Time Off Breadth Programs feature unlimited PTO, dedicated sick time, sabbaticals, and multiple paid leaves including parental and family-building support. Feedback suggests flexibility in time away is a standout element of the package.
  • Wellbeing & Lifestyle Benefits Perks span gym access and reimbursement, fitness classes, snacks and meals, marathon training, and on-site services that ease daily life. Feedback suggests these amenities bolster work–life balance and overall wellness.

PayPal Insights

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The Company
HQ: San Jose, CA
34,450 Employees
Year Founded: 1998

What We Do

HELP US REIMAGINE MONEY. At PayPal, we believe that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent. We are driven by this purpose, and we uphold our cultural values of collaboration, innovation, wellness and inclusion as our guide for making decisions and conducting business every day. It is our duty and privilege to be customer champions and put those we serve at the center of everything we do. We are one team that respects and values diversity of thought for everyone, everywhere, and we actively seek to create an energizing workplace that brings out the best in all of us. If you’re ready to shape the future of money, join the team at PayPal. We're proud to work here. You will be too. PayPal is headquartered in San Jose, California and its international headquarters is located in Singapore.

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