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Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Leads enterprise architecture and modernization strategy for commercial lending platforms. Defines current-, target-, and transition-state architectures; guides cloud, API, event-driven, container, resiliency, and AI adoption; establishes architecture standards and governance; influences investments and technology roadmaps; and advises senior executives across business, product, engineering, risk, and operations. The role also mentors architects and engineering leaders while ensuring scalable, secure, compliant, and high-availability solutions.
Summary Generated by Built In
About this role:
Bangalore or Hyderabad, India
In this Role, You Will
23 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
- Wells Fargo is seeking a Principal Architect.
- This position will be as part of Commercial and Corporate & Investment Banking Technology (CCIBT) to oversee the architecture and design of modernizing platforms serving commercial lending products. The Principal Architect will drive the technical vision and strategy for high-volume, high-availability transaction processing systems, translate business demands into scalable product capabilities, and develop a target-state modernization roadmap that supports commercial clients.
- This role will lead experienced architects and engineers in defining application, integration, and platform architecture. The Principal Architect will also work closely with Product Owners and Product Managers to shape the technical aspects of product design, ensuring solutions align with client needs, regulatory expectations, and enterprise standards.
- The ideal candidate is a strategic thinker with deep experience negotiating, collaborating, and influencing change across business, product, and technology teams in complex, regulated environments.
- Act as an advisor to senior leadership to develop the architectural framework & delivery for highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering products and solutions that are long-term, large-scale, and require vision, creativity, innovation, advanced analytical and inductive thinking
- Provide vision, direction, and expertise to senior leadership on implementing the transformation strategy describing the current state, target state, and transition architecture
- Develop and influence strategic plans, investment planning, and execution on cutover strategies to target
- Strategically engage with all levels of professionals and managers across the enterprise and serve as an architectural domain expert advisor to leadership
- Drive target investments towards target technologies and rationalize spending, total cost of ownership, and return on investment
- Ensure applications adhere to established Wells Fargo standards, policies, methodologies, and industry best practices as it transforms toward target state architecture
- Drive the definition, establishment, selection of strategic tools, and application of architecture frameworks
- Maintain knowledge of industry best practices and new technologies and recommend innovations that enhance operations or provide a competitive advantage to the organization and can influence internal and vendor roadmaps in a significant capacity
- 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Serve as a strategic technology advisor to leadership on architecture, modernization, innovation, and emerging technology adoption.
- Lead architecture strategy and modernization efforts across CB/GPL/CIB.
- Translate complex business challenges into scalable, resilient, and maintainable technology solutions.
- Provide architectural leadership across the entire commercial lending lifecycle, ensuring alignment to business capabilities and strategic objectives.
- Drive adoption of cloud-native architectures, platform engineering, API-first strategies, event-driven architectures, and engineering best practices.
- Champion AI and Generative AI adoption opportunities, identifying capabilities that improve client experience, operational efficiency, decision-making, risk management, automation, and software delivery productivity.
- Define architecture standards and governance models for AI-enabled solutions, including Responsible AI principles, security controls, model governance, and operational observability.
- Maintain awareness of industry trends and emerging technologies, recommending innovations that improve business outcomes and competitive differentiation.
- Collaborate with senior business leaders, product teams, engineering organizations, risk management, architecture councils, and enterprise stakeholders to drive strategic alignment.
- Serve as a recognized architecture authority across the enterprise.
- Required to work in the office as per the organization's Return-to-Office policy.
- This position is not eligible for Visa sponsorship.
- Relocation assistance is not available.
- 7+ years of experience developing architecture roadmaps, modernization strategies, and implementation plans aligned to business and technology objectives.
- 5+ years of financial services experience, including exposure to commercial lending, payments processing, treasury services, commercial deposits, liquidity management, or related banking platforms.
- Experience partnering with Product Managers and Product Owners to develop product-aligned architectures and technology strategies.
- Strong background in transactional systems, resiliency engineering, scalability, security, regulatory compliance, and operational excellence.
- Experience leading cloud transformation and modernization initiatives across large enterprise environments.
- Experience evaluating and implementing AI, Generative AI and Agentic AI solutions.
- Knowledge of AI governance, Responsible AI practices, model lifecycle management, and enterprise AI architecture patterns.
- Strong executive communication, influence, negotiation, and stakeholder management skills.
- Demonstrated ability to lead and influence technology strategy across multiple organizations and architecture domains
- Experience leading large-scale application modernization and migration initiatives to Red Hat OpenShift Container Platform (OCP), Kubernetes, or other enterprise container platforms.
Bangalore or Hyderabad, India
In this Role, You Will
- Act as a trusted advisor to senior executives and technology leadership in defining architecture strategy and delivering highly complex business and technology solutions across multiple organizations.
- Lead the architecture vision, modernization roadmap, and target-state strategy for Commercial Lending platforms and supporting capabilities.
- Drive enterprise-scale transformation initiatives involving cloud adoption, platform modernization, application rationalization, API enablement, event-driven architectures, and resiliency engineering.
- Lead the analysis and resolution of highly complex technology challenges requiring broad architectural expertise, innovative thinking, and cross-organizational collaboration.
- Define current-state, target-state, and transition architectures that support long-term business objectives and technology modernization goals.
- Influence strategic planning, investment decisions, technology roadmaps, and execution strategies to accelerate delivery of future-state capabilities.
- Collaborate with senior leaders across business, product, engineering, security, risk, and operations organizations to align technology strategy with business outcomes.
- Drive technology investments toward modern platforms and architectural patterns while optimizing total cost of ownership, operational efficiency, and return on investment.
- Establish and govern architecture standards, design patterns, reference architectures, and technology frameworks across the portfolio.
- Ensure solutions align with Wells Fargo standards, security requirements, regulatory obligations, and industry best practices.
- Lead adoption of Artificial Intelligence (AI), Generative AI, intelligent automation, and advanced analytics capabilities that improve customer experience, operational efficiency, risk management, and developer productivity.
- Evaluate and define AI architecture patterns, governance controls, Responsible AI practices, and enterprise integration approaches for AI-enabled solutions.
- Influence enterprise and vendor technology roadmaps and identify emerging technologies that provide strategic business value and competitive advantage.
- Mentor and develop architects and engineering leaders while fostering a culture of innovation, technical excellence, and continuous modernization.
- 10+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education.
- Extensive experience defining target-state architectures, modernization roadmaps, and enterprise technology strategies.
- Deep expertise designing and delivering highly available, scalable, secure, and resilient distributed systems.
- Experience leading large-scale transformation initiatives involving cloud, platform modernization, APIs, integration platforms, and modern engineering practices.
- Experience influencing senior executives, technology leaders, and cross-functional stakeholders within complex organizations.
- Serve as a strategic technology advisor to leadership on architecture, modernization, innovation, and emerging technology adoption.
- Lead architecture strategy and modernization efforts across CB/GPL/CIB.
- Translate complex business challenges into scalable, resilient, and maintainable technology solutions.
- Provide architectural leadership across the entire commercial lending lifecycle, ensuring alignment to business capabilities and strategic objectives.
- Drive adoption of cloud-native architectures, platform engineering, API-first strategies, event-driven architectures, and engineering best practices.
- Champion AI and Generative AI adoption opportunities, identifying capabilities that improve client experience, operational efficiency, decision-making, risk management, automation, and software delivery productivity.
- Define architecture standards and governance models for AI-enabled solutions, including Responsible AI principles, security controls, model governance, and operational observability.
- Maintain awareness of industry trends and emerging technologies, recommending innovations that improve business outcomes and competitive differentiation.
- Collaborate with senior business leaders, product teams, engineering organizations, risk management, architecture councils, and enterprise stakeholders to drive strategic alignment.
- Serve as a recognized architecture authority across the enterprise.
- Required to work in the office as per the organization's Return-to-Office policy.
- This position is not eligible for Visa sponsorship.
- Relocation assistance is not available.
- 10+ years of experience developing architecture roadmaps, modernization strategies, and implementation plans aligned to business and technology objectives.
- 5+ years of financial services experience, including exposure to commercial lending, payments processing, treasury services, commercial deposits, liquidity management, or related banking platforms.
- Experience partnering with Product Managers and Product Owners to develop product-aligned architectures and technology strategies.
- Strong background in transactional systems, resiliency engineering, scalability, security, regulatory compliance, and operational excellence.
- Experience leading cloud transformation and modernization initiatives across large enterprise environments.
- Experience evaluating and implementing AI, Generative AI and Agentic AI solutions.
- Knowledge of AI governance, Responsible AI practices, model lifecycle management, and enterprise AI architecture patterns.
- Strong executive communication, influence, negotiation, and stakeholder management skills.
- Demonstrated ability to lead and influence technology strategy across multiple organizations and architecture domains
- Experience leading large-scale application modernization and migration initiatives to Red Hat OpenShift Container Platform (OCP), Kubernetes, or other enterprise container platforms.
- Bangalore or Hyderabad, India
23 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Skills Required
- 7+ years of architecture experience or equivalent experience, training, military experience, or education
- 10+ years of architecture experience or equivalent experience, training, military experience, or education
- Experience defining target-state architectures, modernization roadmaps, implementation plans, and enterprise technology strategies
- Expertise designing and delivering highly available, scalable, secure, resilient distributed systems
- Experience leading large-scale transformation involving cloud, platform modernization, APIs, integration platforms, and modern engineering practices
- Experience influencing senior executives, technology leaders, and cross-functional stakeholders in complex organizations
- 5+ years of financial services experience, including commercial lending, payments processing, commercial deposits, treasury services, liquidity management, or related banking platforms
- Experience developing product-aligned architectures with Product Managers and Product Owners
- Strong background in transactional systems, resiliency engineering, scalability, security, regulatory compliance, and operational excellence
- Experience leading cloud transformation and modernization initiatives across large enterprise environments
- Experience evaluating and implementing AI, Generative AI, and Agentic AI solutions
- Knowledge of AI governance, Responsible AI practices, model lifecycle management, and enterprise AI architecture patterns
- Strong executive communication, influence, negotiation, and stakeholder management skills
- Experience leading application modernization and migration to Red Hat OpenShift Container Platform, Kubernetes, or other enterprise container platforms
Wells Fargo Compensation & Benefits Highlights
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Healthcare Strength — Health coverage begins on day one with comprehensive medical, dental, and vision options, and the company subsidizes a substantial share of premiums for U.S. employees (varying by compensation band).
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Retirement Support — A robust 401(k) program includes an employer match for eligible employees, with specifics laid out in plan materials and filings.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for eligible primary caregivers, alongside fertility coverage, adoption/surrogacy reimbursement, and lactation support.
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The Company
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”
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Wells Fargo Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Typical time on-site:
3 days a week
