Principal Engineer- Java Fullstack -Generative AI

Posted 12 Hours Ago
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Bengaluru, Bengaluru Urban, Karnataka, IND
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Provides enterprise technical leadership for modernizing GRC, Testing & Monitoring, and Audit platforms. Defines target-state architecture, reusable services, shared data capabilities, Java microservices, React applications, and AI-enabled platforms. Leads adoption of Generative AI, Agentic AI, RAG, Knowledge Graphs, and intelligent automation while ensuring scalability, security, resiliency, auditability, and regulatory compliance. Remains hands-on through architecture reviews, prototyping, code reviews, complex problem resolution, mentoring, and stakeholder engagement.
Summary Generated by Built In
About this role
Wells Fargo is seeking a Principal Engineer to provide enterprise-level technical leadership for the modernization and convergence of Governance, Risk & Compliance (GRC), Testing & Monitoring, and Audit platforms.
This role will drive the transformation of vendor-centric and legacy solutions into a unified ecosystem built on reusable digital experiences, shared services, common data capabilities, and AI-powered platforms. The Principal Engineer will define the technology strategy and architecture while remaining deeply engaged with engineering teams to solve complex technical challenges and deliver practical outcomes.
In this role, you will:
  • Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership.
Required Qualifications
  • 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications
  • Strong hands-on experience in Java, Spring Boot, REST APIs, microservices, distributed systems, and enterprise integration patterns.
  • Strong frontend architecture and development experience using React and TypeScript.
  • Experience modernizing platforms built on commercial products such as Archer, ServiceNow, or similar enterprise systems.
  • Proven experience building reusable platforms, common services, and shared engineering capabilities.
  • Hands-on experience with Generative AI, Agentic AI, RAG architectures, vector databases, embeddings, and orchestration frameworks.
  • Experience building AI-enabled enterprise solutions using Python.
  • Knowledge of Knowledge Graphs, semantic search, graph databases, and ontology-based architectures.
  • Experience with cloud-native platforms, containers, DevSecOps, observability, resiliency, and operational excellence.
  • Strong understanding of data governance, auditability, security, privacy, regulatory compliance, and operational risk.
  • Demonstrated ability to balance strategic architecture with hands-on engineering engagement.
  • Strong communication, mentoring, and stakeholder influence skills.
  • Lead architecture and engineering strategy across GRC, Testing & Monitoring, and Audit modernization initiatives.
  • Drive adoption of common technologies including React, Java-based microservices, shared data platforms, and Python-based AI services.
  • Define reusable capabilities, integration patterns, data models, and platform services that can be leveraged across multiple domains.
  • Ensure architectural alignment across major programs while enabling teams to deliver independently.
  • Lead evaluation and adoption of emerging technologies including Agentic AI, Retrieval-Augmented Generation (RAG), Knowledge Graphs, and intelligent automation.
  • Identify opportunities to simplify the technology landscape through consolidation, standardization, and platform reuse.
  • Partner with business, risk, audit, compliance, security, and engineering leaders to deliver scalable, secure, and regulatory-compliant solutions.
  • Serve as a hands-on technology leader through architecture reviews, design sessions, prototyping, code reviews, and complex problem resolution.
Job Expectations
  • Shape the target-state architecture across GRC, Testing & Monitoring, and Audit platforms.
  • Establish a common technology stack centered on React, Java microservices, shared data capabilities, and AI-enabled platforms.
  • Drive the development of reusable interfaces, common services, enterprise data capabilities, and an AI control plane for intelligent automation.
  • Ensure solutions are scalable, secure, resilient, auditable, and aligned with regulatory requirements.
  • Maintain deep hands-on involvement with critical architecture, design, and engineering decisions.
  • Challenge legacy approaches and promote modernization, simplification, automation, and reuse.
  • Mentor engineers and architects while elevating engineering standards across the organization.
  • Evaluate emerging technologies and convert promising innovations into practical business solutions.
  • Operate as an enterprise Principal Engineer, focusing on platform strategy, architectural alignment, and measurable business outcomes.
Posting End Date:
30 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 7+ years of engineering experience, or equivalent experience through work, training, military experience, or education
  • Strong hands-on experience with Java, Spring Boot, REST APIs, microservices, distributed systems, and enterprise integration patterns
  • Strong frontend architecture and development experience with React and TypeScript
  • Experience modernizing platforms built on Archer, ServiceNow, or similar enterprise systems
  • Experience building reusable platforms, common services, and shared engineering capabilities
  • Hands-on experience with Generative AI, Agentic AI, RAG architectures, vector databases, embeddings, and orchestration frameworks
  • Experience building AI-enabled enterprise solutions using Python
  • Knowledge of Knowledge Graphs, semantic search, graph databases, and ontology-based architectures
  • Experience with cloud-native platforms, containers, DevSecOps, observability, resiliency, and operational excellence
  • Strong understanding of data governance, auditability, security, privacy, regulatory compliance, and operational risk
  • Ability to balance strategic architecture with hands-on engineering engagement
  • Strong communication, mentoring, and stakeholder influence skills

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength — Health coverage begins on day one with comprehensive medical, dental, and vision options, and the company subsidizes a substantial share of premiums for U.S. employees (varying by compensation band).
  • Retirement Support — A robust 401(k) program includes an employer match for eligible employees, with specifics laid out in plan materials and filings.
  • Parental & Family Support — Paid parental leave extends up to 16 weeks for eligible primary caregivers, alongside fertility coverage, adoption/surrogacy reimbursement, and lactation support.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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