Mckenzie Capital (MckCap) is a fast-growing FinTech company headquartered in Miami, Florida. MckCap offers underserved small businesses with a wide variety of flexible financing and funding options to help entrepreneurs acquire the working capital they NEED to take their businesses to the next level.
We are expanding to Utah and want to work with high-performing badasses that will play an integral part in our expansion of the company. We understand one thing: it all comes down to working with the right people and enabling them to do what they do best. This full-time position will work credit decisioning and analysis for our Small Business Loans.
The Pricing Underwriting Analyst will report directly to the Director of Pricing and will be responsible for the initial review and underwriting/pricing of new and renewal business loans.
The ideal candidate will have 2+ years’ experience in finance, underwriting risk, or analytic roles. They should be comfortable in a fast-paced, entrepreneurial environment, be driven to succeed, and be highly analytical & detail oriented. We offer a competitive compensation package and a comprehensive benefits program.
Essential responsibilities include:
- Conduct comprehensive risk assessment and analysis, to offer business loans for small businesses.
- Review business bank statements and credit profiles, to assess the associated risk and establish appropriate pricing structures.
- Analyze risk factors and look for opportunities to improve risk / reward equation.
- Evaluate pricing strategies and test innovations.
Requirements
- 2+ years’ experience in risk, underwriting, finance or analytical positions.
- Highly proficient in Microsoft office.
- Familiar with credit bureaus and other risk assessment tools & comfortable with modeling and risk scoring.
- Business and/or subprime lending experience preferred.
- Bachelor’s degree in related field required.
- Outstanding communication and interpersonal skills.
- Bilingual in English & Spanish.
Benefits
- Health insurance: medical, dental, and vision programs
- Life insurance
- Paid Time Off
- Excellent career growth opportunity
- Cultural activities; include fun events, recognition programs, company meals, and much more
We offer a competitive compensation package and a comprehensive benefits program. Our Culture is amazing! We have been recipients of many consecutive distinguishing awards for being the employer of choice, best places to work in South Florida, and among others.
MckCap is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability, or veteran status.
Skills Required
- 2+ years of experience in risk, underwriting, finance, or analytical positions
- Proficiency in Microsoft Office
- Familiarity with credit bureaus and risk assessment tools
- Experience with modeling and risk scoring
- Bachelor's degree in a related field
- Outstanding communication and interpersonal skills
- Bilingual English and Spanish
- Business and/or subprime lending experience
What We Do
One Park Financial helps small business owners access working capital. Through our own direct experience, we understand the strengths and needs of entrepreneurs and owners of smaller businesses and the challenges they face when searching for funding options. We believe everyone deserves a chance to succeed and own their dreams – on their own terms. And we know that small and mid-sized businesses are critical to the well-being of their communities and the financial strength of our nation. Voted TOP WORKPLACE 2017, 2018, 2019, 2020 in South FL!
