Prefunding Analyst

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities.   IBC bank hires talented, creative and dedicated individuals to help our business succeed.  We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence.   We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. 

Time Type:

Full time

This is an in-office position.

Department:

200 Commercial Operations

Job Summary:

The Pre-Funding Analyst is responsible for performing pre-funding and post-closing audits for new and renewal loans in support of the bank's compliance with State and Federal regulations.

Job Description:

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.

• Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice

• Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.

• Enter loan documentation exceptions into the collateral tracking system

• Assist lending officers with loan exception clearing and monitoring

• Scan and upload documents in Hyland

• Attend and participate in the Credit Quality, Executive Committee and Board meeting as required

• Maintain accuracy and completeness of the bank's system of record for all loans

• Prepare compliance self-audits

• Other duties as assigned

SKILLS

• Excellent verbal and written communication skills

• Good organizational skills

• Critical and analytical skills

• Microsoft Word, Excel, and Outlook

EDUCATION & EXPERIENCE

• Four-year degree or 2 years related banking experience