Time Type:
Full timeThis is an in-office position.
Department:
200 Commercial OperationsJob Summary:
The Pre-Funding Analyst is responsible for performing pre-funding and post-closing audits for new and renewal loans in support of the bank's compliance with State and Federal regulations.Job Description:
ESSENTIAL JOB FUNCTIONS
The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
Perform pre-funding and post-closing audits for all funded loans to ensure accuracy with bank policy and practice
Perform system audits on new and renewed loans and update loan information (loan maintenance) into the banks system of records.
Enter loan documentation exceptions into the collateral tracking system
Assist lending officers with loan exception clearing and monitoring
Scan and upload documents in Hyland
Attend and participate in the Credit Quality, Executive Committee and Board meeting as required
Maintain accuracy and completeness of the bank's system of record for all loans
Prepare compliance self-audits
Other duties as assigned
SKILLS
Excellent verbal and written communication skills
Good organizational skills
Critical and analytical skills
Microsoft Word, Excel, and Outlook
EDUCATION & EXPERIENCE
Four-year degree or 2 years related banking experience
Skills Required
- Four-year degree
- 2 years related banking experience
- Experience performing pre-funding and post-closing loan audits
- Proficiency with Microsoft Word, Excel, and Outlook
- Experience scanning and uploading documents in Hyland
- Excellent verbal and written communication skills
- Good organizational, critical, and analytical skills
IBC Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about IBC Bank and has not been reviewed or approved by IBC Bank.
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Healthcare Strength — Employer-paid medical coverage for full-time employees, with prescription coverage and optional dental/vision, indicates solid core health protection. Feedback suggests this foundational coverage is a standout within the overall package even if other areas feel modest.
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Retirement Support — A 401(k) alongside profit-sharing contributions when the bank is profitable provides retirement-building mechanisms. Eligibility beginning the first day of the year following hire is a timing nuance candidates may factor in.
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Career-Linked Recognition & Rewards — Commission and bonus elements in certain roles can supplement base pay. Feedback suggests performance-tied earnings provide upside for some, despite variability.
IBC Bank Insights
What We Do
IBC Bank was founded in 1966 and today it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown in assets to more than $15 billion making it one of Texas’ largest holding companies. We believe in doing more for the communities we serve. And we've made that commitment for the last 50+ years. We know that when our communities succeed, we all succeed. Affirmative Action/ Equal Opportunity Employer Member FDIC/ International Bancshares Corporation
