Portfolio Risk Manager

We are looking for a Portfolio Risk Manager to take ownership of managing and optimizing the risk profile of our lending products.

Key Responsibilities:

1. Portfolio Risk Management: Oversee portfolio risk levels, LTV, provisions, and product profitability. Participate in the development and implementation of risk management strategies.
2. Portfolio Quality Monitoring: Analyze current and forecasted risk levels, detect anomalies, and proactively manage risks.
3. Credit Policy Development: Maintain and update credit policies, conduct testing (including A/B tests), and ensure compliance with risk engine specifications.
4. Risk Model Support: Monitor model performance, provide regular reporting, and collaborate with analysts and machine learning specialists.
5. Risk Event Management: Investigate and document factors impacting risk levels, including fraud, seasonality, and model changes.
6. Change Implementation: Coordinate the end-to-end process of change implementation (from request to final deployment).
7. Team and Process Support: Collaborate on cross-functional projects, provide risk consulting, optimize collection processes, and develop portfolio management strategies.

• Proven experience in risk management
• Advanced skills in Excel/Tableau
• Basic SQL knowledge as a business user
• Fluent English
• Foundational understanding of scoring models, machine learning, and AI

Preferred Qualifications:

• Experience with fintech loan products (PDL, installment, cards)
• Hands-on experience in scoring model development (R, Python, SS, SPSS, etc.)
• Technical or mathematical education (statistics, probability theory)

• Flexible and completely remote full-time role
• The opportunity to work in an innovative fintech company with a global reach
• Engaging tasks and the chance to influence the development of cutting-edge products
• The opportunity to grow your skills in a global, distributed team environment.