Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!
RESPONSIBILITIES
- Review loan portfolio & model quality consistently.
- Plan, oversee & maintain reports and dashboards to support said reviews.
- Design & conduct analyses/investigations for credit policy development on matters such as: eligibility, line management, profitability, losses & write-offs, potential fraud.
- Document policies for management notification & approval and ensure implementation of approved policies.
- Prepare financial projections, sensitivity analysis, and stress testing on the portfolio of the loan product assigned.
- Proactively identify and escalate risks, as needed.
- Interface with business/product, collections, finance, & modelling teams, as well as management & partners to drive key decisions
QUALIFICATIONS
- Knowledge of credit risk and collections principles and data analytics to influence data -driven decisions in managing portfolio quality
- Advance SQL and data management skills
- Adept in Python for modeling and automation
- Experience in Retail Credit Risk. Fintech experience is a plus.
What We Offer
Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package
Top Skills
What We Do
Mynt is the first and only duacorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology. Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.
Mynt, through its fintech operations, is a staunch supporter of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.