United Community is seeking a highly experienced Portfolio Manager Senior to oversee and manage a portfolio of large commercial credits. This role is critical in ensuring the portfolio meets soundness, profitability, and growth objectives. The ideal candidate will provide expert credit, underwriting, and sales support, while also serving as a secondary contact for client relationships.
What You’ll Do- Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
- Collaborate with senior leadership to maintain appropriate risk profiles.
- Manage and mentor a team of credit specialists, portfolio managers, and analysts.
- Oversee the preparation of credit memos, spreads, and related documentation.
- Participate in client calls, underwriting, credit presentations, and loan closings.
- Identify and mitigate credit risks through sound analysis and recommendations.
- Prepare commitment letters and review loan documentation.
- Support cross-sell initiatives and coach team members on relationship development.
- Assist lenders in prospecting and client engagement efforts.
- Bachelor’s degree in Finance or Accounting preferred.
- 7–10 years of experience in commercial lending or financial services.
- Deep knowledge of credit policy, banking regulations, and loan documentation.
- Proven ability to analyze complex financial statements and tax returns.
- Strong analytical, organizational, and time management skills.
- Excellent communication and interpersonal skills.
- Proficiency in internal systems and reporting tools.
- Must be able to pass a criminal background & credit check
- This is a full-time, non-remote position
FLSA Status
- Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay RangeUSD $0.00 - USD $0.00 /Yr.
Skills Required
- Bachelor’s degree in Finance or Accounting
- 7–10 years of experience in commercial lending or financial services
- Deep knowledge of credit policy, banking regulations, and loan documentation
- Ability to analyze complex financial statements and tax returns
- Strong analytical, organizational, and time management skills
- Excellent communication and interpersonal skills
- Proficiency in internal systems and reporting tools
- Ability to pass a criminal background and credit check
United Community Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about United Community Bank and has not been reviewed or approved by United Community Bank.
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Leave & Time Off Breadth — PTO and parental leave are presented as robust, covering vacation, sick and personal time plus federal holidays. Time-away policies are highlighted as strengths relative to base pay.
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Healthcare Strength — The package includes multiple medical plan options, company-paid short- and long-term disability, and company-paid life insurance at a high multiple of salary. These protections are positioned as core strengths of the total rewards offering.
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Retirement Support — A 401(k) with employer match and HSA with employer contributions are part of the offering. These components indicate meaningful support for long-term financial security.
United Community Bank Insights
What We Do
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida. Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award. We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.
