Pessoa Analista de Crédito Pleno

Posted Yesterday
Be an Early Applicant
São Paulo, BRA
In-Office
Mid level
Information Technology • Business Intelligence • Consulting
The Role
Analyzes credit and financial risks for national and multinational customers. Evaluates financial statements, payment capacity, credit limits, terms, and guarantees; prepares technical recommendations; monitors portfolio exposure, concentration, maturities, and customer deterioration. Supports bank guarantee quotations, financial institution relationships, periodic portfolio reviews, and monitoring of market events, judicial recoveries, protests, and other credit-risk indicators.
Summary Generated by Built In

Make an impact with NTT DATA
Join a company that is pushing the boundaries of what is possible. We are renowned for our technical excellence and leading innovations, and for making a difference to our clients and society. Our workplace embraces diversity and inclusion – it’s a place where you can grow, belong and thrive.

Função: Pessoa Analista de Crédito Pleno

Your day at NTT DATA
A NTT DATA Inc. é uma empresa multinacional de tecnologia que integra, dentre seus serviços, o desenvolvimento de software, segurança, cloud e, principalmente, infraestrutura de TI. Estamos, segundo o Great Place to Work, dentre as melhores empresas de Tecnologia para se trabalhar no Brasil. Temos uma cultura de trabalho inclusiva e prezamos muito pela liberdade de melhorar processos, pela flexibilidade e pelo respeito às pessoas!
Para que juntos possamos fazer grandes coisas, a NTT DATA Inc. acredita e apoia a diversidade em sua totalidade. Dessa forma, nossa empresa é aberta para todos, independentemente de deficiência, gênero, orientação sexual, raça, etnia, idade, origem ou estética. #HereYouCan
What You'll Be Doing
Buscamos uma pessoa profissional com experiência em Finanças, para atuar no nosso time de crédito, sendo responsável pela análise e gestão de risco de crédito dos clientes da companhia, garantindo suporte seguro ao crescimento dos negócios por meio da definição e aplicação de critérios de crédito, monitoramento contínuo da carteira, desenvolvimento de políticas e melhoria dos processos da área.

.

  • Horário de Trabalho: Segunda a Sexta – 09hrs às 18hrs.
  • Modalidade de Trabalho: Hibrido (1x a 2x por semana, no escritório do Morumbi/SP).

Quais serão suas responsabilidades?

  • Realizar análises financeiras e de crédito de clientes nacionais e multinacionais;
  • Avaliar demonstrações financeiras, indicadores econômico-financeiros e capacidade de pagamento;
  • Definir e recomendar limites de crédito, prazos e garantias adequadas;
  • Elaborar pareceres técnicos para suporte à tomada de decisão;
  • Apoiar o relacionamento operacional com instituições financeiras, mantendo comunicação clara e organizada durante as demandas da área.
  • Apoiar processos de cotação de fianças bancárias, incluindo solicitação, recebimento e comparação das condições apresentadas pelos bancos.
  • Conduzir reavaliações periódicas da carteira de clientes.
  • Acompanhar exposição de crédito, concentração de risco e vencimentos.
  • Identificar clientes com deterioração financeira ou aumento de risco.
  • Monitorar notícias de mercado, recuperações judiciais, protestos e eventos que possam impactar os clientes.

O que esperamos que você possua?

  • Forte experiência na área financeira (contas a receber, tesouraria, contabilidade);
  • Experiência com análise de créditos.

O que nós oferecemos?

  • 🏡🏢 Vaga Hibrida
  • 📋 Contratação modelo CLT
  • 💻 Seu equipamento de trabalho
  • 🚗 Vale-transporte
  • 🍔 Vale-refeição/alimentação
  • 🏡 Auxílio home-office
  • 🚑 Plano de saúde e odontológico para você e sua família
  • ✨ Seguro de vida em grupo
  • 💰 Participação nos Lucros e Resultados (PLR) anual
  • 💊 Convênio farmácia
  • 💪 Totalpass (convênio academia)
  • 👶 Cesta maternidade e licença paternidade estendida
  • 🎁 Day off de aniversário
  • 🤝 Oportunidade de participar de ações sociais
  • 📚 Incentivo a educação e treinamentos
  • 🌈 Uma cultura de trabalho inclusiva, onde juntos fazemos grandes coisas!

Para entender como tratamos os seus dados pessoais, por favor, acesse nosso Aviso de Privacidade de Recrutamento.
R-149885

Workplace type:

Hybrid Working

About NTT DATA
NTT DATA is a $30+ billion business and technology services leader, serving 75% of the Fortune

Global 100. We are committed to accelerating client success and positively impacting society through

responsible innovation. We are one of the world’s leading AI and digital infrastructure providers, with

unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and

application services. Our consulting and industry solutions help organizations and society move

confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more

than 70 countries. We also offer clients access to a robust ecosystem of innovation centers as well as

established and start-up partners. NTT DATA is part of NTT Group, which invests over $3 billion each

year in R&D.


Equal Opportunity Employer
NTT DATA is proud to be an Equal Opportunity Employer with a global culture that embraces diversity. We are committed to providing an environment free of unfair discrimination and harassment. We do not discriminate based on age, race, colour, gender, sexual orientation, religion, nationality, disability, pregnancy, marital status, veteran status, or any other protected category. Join our growing global team and accelerate your career with us. Apply today.


Third parties fraudulently posing as NTT DATA recruiters 

NTT DATA recruiters will never ask job seekers or candidates for payment or banking information during the recruitment process, for any reason. Please remain vigilant of third parties who may attempt to impersonate NTT DATA recruiters whether in writing or by phone in order to deceptively obtain personal data or money from you. All email communications from an NTT DATA recruiter will come from an @nttdata.com email address. If you suspect any fraudulent activity, please contact us.

Skills Required

  • Strong experience in finance, including accounts receivable, treasury, or accounting
  • Experience with credit analysis

NTT DATA Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NTT DATA and has not been reviewed or approved by NTT DATA.

  • Fair & Transparent Compensation — Feedback suggests salary bands and grades are clearly defined, making ranges and promotion criteria easier to understand. Standardized HR processes provide visibility into levels across common delivery roles.
  • Healthcare Strength — Feedback suggests the package includes comprehensive medical, dental, and vision options with HSA/FSA eligibility. Global materials emphasize comprehensive insurance and wellbeing as baseline offerings across regions.
  • Wellbeing & Lifestyle Benefits — Flexible work options, including remote/hybrid arrangements, are highlighted as core benefits and can support work–life balance. Some delivery teams report more manageable hours than strategy consultancies, improving perceived value for time.

NTT DATA Insights

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The Company
HQ: Tokyo
55,092 Employees
Year Founded: 1988

What We Do

NTT DATA, Inc. is a trusted global innovator of business and technology services. We're committed to helping clients innovate, optimize and transform for long-term success. Our R&D investments help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure, and connectivity

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