Personal Lines Insurance Catastrophe Risk Product Manager - Remote

CSAA Insurance Group (CSAA IG), a AAA insurer, is one of the top personal lines property and casualty insurance groups in the U.S. Our employees proudly live our core beliefs and fulfill our enduring purpose to help members prevent, prepare for and recover from life's uncertainties, and we're proud of the culture we create together. As we commit to progress over perfection, we recognize that every day is an opportunity to be innovative and adaptable. At CSAA IG, we hire good people for a brighter tomorrow. We are actively hiring for a Personal Lines Insurance Catastrophe Risk Product Manager! Join us and support CSAA IG in achieving our goals.     

Do you enjoy risk management, CAT models and making a direct impact on business results? We are actively hiring for an ambitious Personal Lines Insurance Catastrophe Risk Product Manager to lead countrywide CAT risk management, including setting acceptable risk tolerances, developing appropriate pricing and underwriting actions to manage our CAT risk and executing those market strategies. This is a chance to shape the company’s countrywide personal lines CAT strategy and influence future product direction.

As a Catastrophe Risk Product Manager in the Personal Lines Property Strategy & Development team, you will manage multiple initiatives supporting personal lines property products to drive profitable growth and diversification. You will be responsible for shaping and driving our countrywide CAT management strategy and leadership of key initiatives to support that strategy. Core competencies for this role include risk assessment and analysis, product development, project management, cross-functional leadership, competitive and market intelligence, underwriting guidelines & controls, strategic thinking and stakeholder communication. You may own one or more lines of business/disciplines, such as flood and inflation, in addition to driving our countrywide CAT strategy.

CSAA’s Property Strategy & Development team shapes the future of our business by developing modern products and competitive prices. We operate at the intersection of customer delight, profitability and innovation to solve real business problems and make an impact to our customers and agents.

We are open to product manager levels 2-3 for this role. Leveling will be determined through the interview process. (Salary Range will vary by job level)

• Shape strategy by setting the product vision, defining acceptable concentration risk thresholds and determining the markers for long-term success
• Demonstrate leadership by managing complex cross-functional projects with broad responsibility and decision-making authority
• Impact business results by developing and executing initiatives that driver profitable, purposeful growth across our footprint
• Serve as a subject matter expert in catastrophe risk and product management best practices and collaborate with other internal and external experts
• Stay in front of industry trends using competitive, regulatory and external research techniques
• Develop frameworks to drive continuous improvement and synchronize efforts across divisions
• Use statistical and actuarial methods to assess the probability and potential impact of catastrophe events, including wildfire, hurricane, severe convective storm and earthquake
• Drive organizational understanding on the impacts of inflation to our total insured values and manage insurance-to-value of the book

• Bachelor's degree in related area (Marketing, business, or a related field) or an equivalent combination of education and experience.
• 8+ years of increasingly responsible product management experience.
• Ability to define product strategy, product positioning, prioritize and articulate the rationale behind your decisions.
• Extensive knowledge of product and project management, product profitability, underwriting, and strategic planning
• Enjoys working across strategic and tactical levels of a project
• Excellent leadership skills
• Excellent strategic, organizational and problem-solving skills
• Mastery of product analysis, principles and methods.
• Excellent business and technical writing skills (e.g., proposals, PowerPoint presentation, business requirements, Microsoft project, Suite Microsoft Office)
• Excellent project management techniques and processes; highly skilled negotiator
• Excellent communication, presentation, and persuasion skills with internal and external partners and stakeholders
• Excellent understanding business systems and processes and how they link together
• Exceptional financial analysis and reporting skills

What would make us excited about you? 

• Experience working with and understanding catastrophe models for use in insurance pricing and underwriting decisions
• Proficient in RMS, AIR Worldwide, and/or Cotality (formerly CoreLogic) modeling software, specially understanding the output and driving actions from those
• Master of Business Administration (MBA)
• Proficiency in SAS, SQL, Python, Snowflake, Visual Basic, Power BI and various structured analysis and design techniques.
• Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.) 
• Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.) 
• Travels as needed for role, including divisional / team meetings and other in-person meetings 
• Fulfills business needs, which may include investing extra time, helping other teams, etc.

Recognition: We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more!  Read more about what we offer and what it is like to be a part of our dynamic team at https://careers.csaa-insurance.aaa.com/us/en/benefits  

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join CSAA IG: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.  

If a reasonable accommodation is needed to participate in the job application or interview process, please contact [email protected].   

As part of our values, we are committed to supporting inclusion and diversity at CSAA IG. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.  

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs.  

CSAA Insurance Group is an equal opportunity employer.    

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.  

Must have authorization to work indefinitely in the US.   

 Please note we are hiring for this role remote anywhere in the United States with the following exceptions:  Hawaii and Alaska. 

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