.png){kind=logo}
About the Job
As a Personal Financial Representative, you will engage with our Members and prospective Members to identify needs and educate them on products and services that will improve their financial wellbeing and quality of life. Eager to build strong, long-term meaningful relationships, our Personal Financial Representatives have a passion for exceptional Member service. Personal Financial Representatives strive to provide a caring and exceptional Member experience by effectively communicating with Members to understand Member needs, identifying product and service needs, identifying solutions, and resolving Member requests and issues.
About UFCU
Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures.
In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values:
Purposefully Member-Obsessed
We are driven by a profound sense of empathy to deeply understand our Members’ needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members’ best interests, forever seeking to empower their financial success.
Possibilities Reimagined
We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights.
Performance Excellence Rooted in Unwavering Integrity
We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.
Essential Functions of the Job
Member Relationships
- Open savings, checking and deposit accounts as well as Certificate of Deposits
- Educate members on Credit Reviews and Needs Assessments
- Accept and input consumer and business loans
- Communicate UFCU’s Mission, Vision, and Values
Account Services
- Refer fraud claims to experts
- Provide online and mobile support
- Increase Automated Teller Machine limits
- Release check holds
- Provide notary services
- Conduct Signature Guarantees
- Complete wire transfers
- Validate vehicle values
- Manage account restrictions and pop-up concerns, and add travel notes on member accounts
- Partner with Collections for members who are past due
- Problem solve and facilitate connecting members with internal business partners
Conduct Transactions
- Process service requests and financial transactions
- Process stop payments via check, ACH and/or Cashier’s Checks
- Process ATM and Point-of-Service transaction disputes
- Set-up and grant access to safe deposit box
- Print documents, including Debit/ATM cards, vehicle buyer’s checks, temporary checks, Statements, and direct deposit letters
Compliance
- Performs other duties as assigned.
- Adhere to all company policies, procedures and business ethics codes.
- Complete required regulatory training as assigned.
- Maintain strict adherence and compliance to all laws, rules, regulations and internal controls specific to your role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulation.
Business Development
- Make external business partner referrals
- Host tables at and attend community events
Knowledge, Skills and Abilities
- Ability to effectively build relationships, establish rapport, and diplomatically communicate information
- Effective active listening skills
- Excellent verbal, interpersonal, and written communication skills
- Ability to be adaptable and work in a fast-paced environment
- Ability to demonstrate good judgement and effective problem solving skills to help identify and resolve Member issues
- Strong attention to detail
- Strong organizational and time management skills
- Ability to demonstrate excellent teamwork skills by treating others with respect, courtesy, and displaying a “what can I do to help?” attitude
- High proficiency in Microsoft Office
- Ability to successfully pass pre-employment background screening, including FBI fingerprint, credit, education, and employment verification
Core Competencies
- Demonstrating Member Obsession
- Demonstrating Performance Excellence
- Demonstrating Innovation
Required Qualifications
- High School Diploma or GED
- English/Spanish bilingual
- Minimum of one (1) year of demonstrated success selling products within a financial services industry or retail banking environment
- Minimum of two (2) years of customer service experience
- Minimum of one (1) year working in a team environment
- Advanced knowledge of current local, state, and federal regulations
Preferred Qualifications
- Bachelor’s Degree
- Credit Union experience
- Series 6, 63, and/or Texas Life and Health Insurance licenses
- Registered NMLS
- Investment license
- Consumer lending experience
- General knowledge of applicable financial industry regulations
- Military experience
Hours
Monday through Friday from 8:30am to 5:30pm, and on Saturday from 9am to 2pm.
About This Career Opportunity
We’re always looking for great talent. If you’re looking for a career with a socially conscious, service-oriented organization and want to have fun while you’re at it, join our UFCU team!
#INDUFCU
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
UFCU Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about UFCU and has not been reviewed or approved by UFCU.
-
Healthcare Strength — Health coverage includes medical, dental, vision, and prescriptions, with HSA matching, FSAs, telemedicine, and an EAP. Wellness supports such as ergonomics and onsite resources further bolster day-to-day health needs.
-
Leave & Time Off Breadth — Time off includes paid vacation and sick time, 11 federal holidays plus a floating holiday, paid parental leave, 32 hours of paid volunteer time, and sabbaticals after 15 years. A leave‑donation program adds flexibility for life events.
-
Retirement Support — UFCU highlights a generous 401(k), and feedback suggests the employer match is strong. Access to financial advisors and planning resources supports long‑term savings.
UFCU Insights
Similar Jobs
What We Do
University Federal Credit Union (UFCU) was chartered in 1936, and it has grown into a strong, healthy, and growing financial cooperative, serving more than 250 universities, associations, and employers in Central Texas, Harris County, and Galveston County. We’re guided by the credit union motto of “Not for profit, not for charity, but for service,” and you’ll see it reflected every day throughout our organization as we empower our Members to achieve financial success and brighter futures. Our Future Starts with U. Join a purpose-driven, digitally designed organization, where people are at the heart of everything we do. We’re redefining the future of financial services through digital transformation while empowering you with growth opportunities in a collaborative, innovative environment. Be part of a community that leads with empathy, integrity, and excellence. At UFCU, you shape your own growth, supported by leaders who invest in your development and a culture built on collaboration, inclusion, and being uniquely human. We welcome diverse perspectives and value curiosity and the drive to make a difference, no matter where you are in your career journey. We put our values into action through competitive pay, meaningful benefits, paid volunteer time, and award-winning workplace programs. As a Member-owned not-for-profit cooperative, we invest in tools and opportunities that empower our Members to achieve financial success and brighter futures. When you accept a job at UFCU, you join a community that cares deeply about its Members and about each other, keeping people at the heart of everything we do. UFCU is an Equal Opportunity Employer, including protected veterans and individuals with disabilities. Equal Housing Opportunity. Federally Insured by NCUA.
