Job Summary**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for building and maintaining strong relationships with individual clients, understanding their financial goals, and providing expert advice and solutions to help them achieve those goals.
Job Responsibilities**
* Develop and manage a portfolio of individual clients, fostering long-term relationships through proactive engagement and excellent service.
* Conduct in-depth financial needs analysis for clients, identifying their current financial situation, risk tolerance, and short-term and long-term objectives.
* Propose and present suitable financial products and services from RHB Bank's comprehensive offerings, including savings, investments, insurance, loans, and wealth management solutions.
* Educate clients on market trends, product features, and potential risks and benefits of various financial instruments.
* Monitor client portfolios regularly, recommending adjustments and optimizations based on market performance and evolving client needs.
* Achieve individual sales targets and contribute to the overall branch/bank's financial performance.
* Ensure full compliance with all internal policies, regulatory requirements, and ethical standards.
* Participate in ongoing training and development to enhance product knowledge and financial advisory skills.
* Collaborate with internal teams and specialists to provide holistic financial solutions to clients.
Job Qualifications**
* Bachelor's degree in Finance, Business Administration, Economics, or a related field.
* Proven track record of success in sales or client relationship management, preferably within the financial services industry.
* Strong understanding of financial products, investment concepts, and market dynamics.
* Excellent communication, interpersonal, and presentation skills.
* Ability to build rapport and trust with clients from diverse backgrounds.
* Goal-oriented with a strong drive to achieve targets.
* Possession of relevant industry certifications (e.g., FIMM, SC licenses) is highly advantageous.
* Proficiency in Microsoft Office Suite.
* Ability to work independently and as part of a team in a fast-paced environment.
Skills Required
- Bachelor's degree in Finance, Business Administration, Economics or a related field
- Proven track record in sales or client relationship management
- Strong understanding of financial products, investment concepts, and market dynamics
- Excellent communication, interpersonal, and presentation skills
- Ability to build rapport and trust with clients
- Goal-oriented with a strong drive to achieve targets
- Possession of relevant industry certifications (e.g., FIMM, SC licenses)
- Proficiency in Microsoft Office Suite
- Ability to work independently and as part of a team
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
