Job Summary**
As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.
Job Responsibilities**
* Build and maintain strong relationships with clients, understanding their financial needs, aspirations, and risk profiles.
* Conduct thorough financial needs analysis for clients, including income, expenses, assets, liabilities, and existing financial plans.
* Develop and present customized financial plans and solutions, encompassing savings, investments, insurance, loans, and wealth management products.
* Advise clients on various RHB Bank Berhad products and services, ensuring suitability and alignment with their financial objectives.
* Monitor and review clients' financial portfolios regularly, providing updates and making adjustments as needed based on market conditions and client life changes.
* Generate new client leads and expand the client base through referrals, networking, and proactive engagement.
* Achieve individual sales targets for various financial products and services.
* Ensure full compliance with all internal policies, regulatory requirements, and ethical standards.
* Stay updated on market trends, financial products, and economic developments to provide informed advice.
* Collaborate with other departments within RHB Bank Berhad to provide holistic client solutions.
Job Qualifications**
* Bachelor's degree in Finance, Business Administration, Economics, or a related field.
* Proven experience in financial advisory, sales, or banking, preferably with a focus on personal finance.
* Strong understanding of financial products, investment principles, insurance, and wealth management.
* Excellent interpersonal, communication, and presentation skills.
* Ability to build rapport and trust with clients effectively.
* Demonstrated ability to analyze financial data and develop comprehensive financial plans.
* Results-oriented with a strong sales acumen and track record of meeting targets.
* High level of integrity and commitment to ethical conduct.
* Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
* Relevant professional certifications (e.g., FIMM, PCE, CMFAS) will be an added advantage.
Skills Required
- Bachelor's degree in Finance, Business Administration, Economics, or related field
- Proven experience in financial advisory, sales, or banking (preferably personal finance)
- Strong understanding of financial products, investment principles, insurance, and wealth management
- Excellent interpersonal, communication, and presentation skills
- Ability to build rapport and trust with clients
- Demonstrated ability to analyze financial data and develop comprehensive financial plans
- Results-oriented with strong sales acumen and track record of meeting targets
- High level of integrity and commitment to ethical conduct
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
- Relevant professional certifications (e.g., FIMM, PCE, CMFAS)
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
