Payments Performance Strategist, Card Authorization

Reposted 7 Hours Ago
Be an Early Applicant
5 Locations
In-Office or Remote
Senior level
Payments • Software
The Role
Lead data-driven merchant engagements to diagnose and improve card authorization rates, build optimization narratives and tools, run A/B tests and analyses across PSPs, train Sales, support onboarding to new PSPs, advise on fraud and fees, and relay findings to inform product roadmap.
Summary Generated by Built In
Who we areAbout Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Global Payments Performance Team identifies payment optimization opportunities for Stripe’s merchants. The Global Payments Performance team serves a critical role both in demonstrating thought leadership on challenging payment topics, and also partnering with our high-potential merchants to set them up for long term success. We want a partnership with Stripe to be a competitive advantage for our customers, large and small, by providing them with best-in-class technology in concert with insightful and specific advice on how to harness this technology to achieve their business goals.

What you’ll do

The Global Payments Performance team will be responsible for leading data-driven discussions with existing and prospective merchants on optimisation strategies across a variety of areas including, card network costs, acceptance, fraud, and cross-border flows to start. You will be instrumental in building our optimisation narratives/tools and delivering on our merchant engagement model. You will also collaborate with Sales, deploying your knowledge to differentiate Stripe to win deals, and partner with our Customer Success organization to ensure that merchants are successful working with Stripe.

Responsibilities
  • Lead discussions with existing and prospective merchants, and provide the Sales team with tools and training to lead discussions with merchants and prospects.
  • Serve as both an internal and merchant-facing expert on payment optimisation strategies.
  • Gather and build on Stripe’s wide-ranging payments expertise to create optimisation narratives/tools supported by rigorous analysis.
  • Use existing tools to  deploy sophisticated optimisation playbooks and analyses across Stripe’s customer portfolio.
  • Synthesise and relay customer feedback and our findings to inform Stripe’s product roadmap.
  • Provide feedback on our tools and playbooks to help continuously improve our self serve offerings
Who you areMinimum requirements
  • 5+ years of experience in payments or operations at a leading technology company, or consultancy in the payments industry
  • Expertise is diagnosing root cause of card authorization rate underperformance, and suggesting actionable steps to address root cause issues identified
  • Deep understanding of how to improve merchant, card authorization rates (e.g. ISO message optimization, retry logic, issuer level analysis etc.)
  • Ability to partner with merchants to structure and deliver a/b tests that compare card authorization rate performance across PSPs
  • Experience helping merchants onboard to a new PSP such that their authorization rate performance is optimal from day one
Preferred qualifications
  • Experience with SQL, dashboard building, modeling, or reporting
  • Understanding of card network rules and regulations, local payment methods, and the regulatory environment (PSD2/PSD3)
  • Experience presenting to senior business leaders
  • Ability to advise merchants on how to manage fraud, primarily on card transactions but ideally on alternative payment methods as well
  • An understanding of how to reduce merchant level interchange and scheme fees

Skills Required

  • 5+ years of experience in payments or operations at a leading technology company, or consultancy in the payments industry
  • Expertise diagnosing root cause of card authorization rate underperformance and recommending actionable remediation
  • Deep understanding of how to improve merchant card authorization rates (e.g., ISO message optimization, retry logic, issuer-level analysis)
  • Ability to partner with merchants to structure and deliver A/B tests comparing card authorization performance across PSPs
  • Experience helping merchants onboard to a new PSP to ensure optimal authorization rate performance from day one
  • Experience with SQL, dashboard building, modeling, or reporting
  • Understanding of card network rules and regulations, local payment methods, and regulatory environment (PSD2/PSD3)
  • Experience presenting to senior business leaders
  • Ability to advise merchants on fraud management for card transactions and ideally alternative payment methods
  • Understanding of how to reduce merchant-level interchange and scheme fees

Stripe Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Stripe and has not been reviewed or approved by Stripe.

  • Healthcare Strength Healthcare is positioned as comprehensive across mental, physical, and medical plans. Mental-health support is repeatedly surfaced as a meaningful part of overall coverage.
  • Parental & Family Support Parental leave and fertility benefits are highlighted as core elements of the package. Leave-related benefits are portrayed as a standout area of support for families.
  • Fair & Transparent Compensation Compensation is framed as a relative strength compared to other parts of the employee experience. Pay is frequently characterized as competitive and, for many roles, perceived as fair in absolute terms.

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The Company
HQ: San Francisco, CA
5,360 Employees
Year Founded: 2010

What We Do

Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies like Salesforce and Facebook—use the company’s software to accept online payments and run technically sophisticated financial operations in more than 100 countries. Stripe helps new companies get started and grow their revenues, and established businesses accelerate into new markets and launch new business models. Over the long term, Stripe aims to increase the GDP of the internet.

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