Join Mizuho as a Payment Platform Implementation Engineer!
The Payment and Settlement Technology group is seeking a Payment Platform Implementation Engineer to design, build, and support scalable technology solutions for critical payment processing, settlement, and transaction banking platforms. In this role, you will partner with business, operations, product, and technology teams to deliver secure, resilient, and well-controlled applications that support high-value payments, settlement workflows, regulatory requirements, and ongoing platform modernization initiatives across SWIFT, FED, ACH and other global internal and external channels.
Key Responsibilities
- Design, develop, and maintain Java-based applications and services supporting payment processing, settlement workflows, and transaction banking capabilities across internal and external channels.
- Build and integrate APIs, microservices, and event-driven components that enable secure, resilient, and scalable payment orchestration, validation, enrichment, routing, and status tracking.
- Develop scripts and automation utilities to support application deployment, data analysis, operational support, monitoring, reconciliation, and controlled production support activities.
- Design, query, and optimize relational databases supporting payment transactions, reference data, audit trails, exception handling, and settlement reporting.
- Collaborate with business analysts, operations, risk, compliance, infrastructure, and vendor teams to translate payment-domain requirements into reliable technical solutions with strong controls and traceability.
- Support testing, defect resolution, code reviews, release management, and production readiness activities for payment and settlement platforms, ensuring high availability, security, and regulatory alignment.
Qualifications
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field required; Master’s degree in Computer Science preferred.
- Must have hands-on experience working on payment straight-through processing (STP) solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting.
- Strong Java development experience with practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support.
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments preferred.
- Eligibility to work in the local market required.
The expected base salary ranges from $83k-$165k. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
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Other requirements
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
Company Overview
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.
Mizuho Americas offers a competitive total rewards package.
We are an EEO/AA Employer - M/F/Disability/Veteran.
We participate in the E-Verify program.
We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
#LI-MIZUHO
Skills Required
- Bachelor's degree in Computer Science, Information Technology, Engineering, or a related field
- Hands-on experience with payment straight-through processing solutions, including payment initiation, validation, enrichment, routing, settlement, exception handling, and status reporting
- Strong Java development experience
- Practical knowledge of APIs, microservices, scripting, relational databases, and production-grade application support
- Eligibility to work in the local market
- Master's degree in Computer Science
- Experience with payment platforms, financial messaging, clearing and settlement processes, or banking technology environments
Mizuho Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Mizuho and has not been reviewed or approved by Mizuho.
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Healthcare Strength — Medical, dental, and vision coverage are characterized as strong, with plans described as excellent in multiple contexts. U.S. entities provide standard plan options and supporting programs that reinforce overall coverage quality.
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Retirement Support — A U.S. 401(k) program with employer contributions is available, indicating solid retirement support across entities. While formulas may vary by unit and year, the presence of an employer-funded component is a consistent feature.
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Parental & Family Support — Paid parental leave is described as meaningful, accompanied by programs that support childcare and eldercare. Flexible workstyles and family-focused resources broaden the depth of family support.
Mizuho Insights
What We Do
This is not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them. We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone. Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world. We’re all global citizens, and that’s why our company feels compelled to make an impact through more than just drawing up deals. We prove that it’s possible to do well and do good. We do right by our clients, our community and each other.
