Payment Operations Specialist

Posted 7 Days Ago
Be an Early Applicant
Chicago, IL, USA
In-Office
28-34 Hourly
Junior
Fintech
At Topstep, we are passionately committed to helping our traders find true and replicable success.
The Role
Processes daily trader payouts through ACH, Wise, wires, and Aeropay under documented controls and strict cutoffs. Maintains accurate records for accounting reconciliation, processes returns and exceptions, flags anomalies, and operates within maker-checker controls. Supports bringing payout operations in-house by executing cutover tasks, adopting automated workflows, and improving runbooks as automation matures.
Summary Generated by Built In

The Payment Operations Specialist prepares and processes Topstep's daily trader payouts under documented controls across ACH, Wise, wires, and Aeropay. Topstep is hiring two Specialists as part of bringing payout processing in-house. These roles absorb the work currently performed by a 4-5 person offshore team as automation matures - so the job combines disciplined daily execution with active participation in cutover and the adoption of new automated workflows.

Key Responsibilities

The essential duties and responsibilities include the following. Other duties may be assigned.

Daily Payout Processing

  • Prepare ACH, Wise, and wire batches according to runbooks and daily cutoffs.
  • Process returns, retries, and payout exceptions accurately and on time.

Records & Controls

  • Operate as maker only: never validate or release your own work; every batch passes checker review.
  • Maintain accurate, complete records for independent reconciliation by Accounting.
  • Flag anomalies and control gaps immediately.

Transition & Automation Adoption

  • Execute cutover tasks as offshore work transitions in-house.
  • Adopt new automated workflows as TRM and batch automation land; suggest runbook improvements from the front line.

Required Qualifications and Key Competencies

  • 2 + years of operations experience in payments, banking, or fintech.
  • High attention to detail and strong process discipline.
  • Comfort working to firm daily cutoffs.
  • Clear written records and communication.

Preferred Qualifications

  • ACH or wire processing exposure.
  • Familiarity with Wise or Aeropay.
  • Experience in audit-controlled environments.

Company Culture & Perks

  • Topstep is an engaging working environment which ranges from fully remote to hybrid. We foster a culture of collaboration with cameras on during meetings and a robust Slack environment for communication. 
  • Seven Company-paid Holidays and generous Family Leave. Paid time off is front-loaded. 
  • Competitive 401(k) matching, health, dental, and vision insurance is offered for full time employees.
  • Vacations are encouraged with a bonus for taking 5 consecutive days. Employee referrals are bonused. Topstep offers a food and groceries budget and contributes towards health and wellness.

New Hire Base Salary Range

  • $27.88 - $33.65 hourly.
  • Bonus: This position is eligible for a performance-based bonus as provided by the plan terms and governing documents.
  • The compensation offered will take into account internal compensation structure and may vary depending on the candidate's geographic region, job-related knowledge, skills, and experience among other factors.

Equal Opportunity Employer

Topstep is an Equal Opportunity Employer. We are committed to fostering an inclusive environment where all employees and applicants are valued. All qualified candidates will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, or veteran status, in compliance with applicable federal, state, and local laws.

Interested in the role? Apply today with your resume!

The collection, use, and handling of your data provided in response to this job posting is described further in our Privacy Policy. If you are a California resident, please review our California Notice at Collection.

Notice of Use of Artificial Intelligence in Recruitment and Hiring: Notice Pursuant to 775 ILCS 5/2-102(L). Topstep LLC uses artificial intelligence ("AI") in connection with its recruitment and hiring process. Examples include, but are not limited to, AI tools used to improve job descriptions, generate interview questions, draft communications, assist with scheduling, and source candidates, as well as AI features built into third-party platforms such as LinkedIn, Indeed, and Glassdoor. Topstep will not use AI that has the effect of subjecting employees or applicants to discrimination on the basis of any protected class under the Illinois Human Rights Act.

The collection, use, and handling of your data provided in response to this job posting is described further in our Privacy Policy. If you are a California resident, please review our California Notice at Collection.

Skills Required

  • 2+ years of operations experience in payments, banking, or fintech
  • High attention to detail and strong process discipline
  • Comfort working to firm daily cutoffs
  • Clear written records and communication
  • ACH or wire processing exposure
  • Familiarity with Wise or Aeropay
  • Experience in audit-controlled environments
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The Company
HQ: Berlin
45 Employees
Year Founded: 2012

What We Do

Trading is more than an activity, more than a passion, more than a calling. It’s a lifestyle, a set of rules, and a mentality towards every aspect of your day. We’ve seen what happens to people who don’t buy into the rules or the mentality—they fail, time and time again. At Topstep, we are passionately committed to helping our customers find true and replicable success. Our way is not for the faint of heart, but it has been proven to turn people who trade, into Traders. Topstep is the premier funding opportunity for retail futures and forex traders. Our goal is to provide a safe environment so that traders can professionalize their passion and safely engage and profit in the financial markets. If you follow the rules and pass our simulated trading evaluation, called the Trading Combine®, you will be able to trade with our capital. Guaranteed.

Why Work With Us

We’re a bootstrapped B2C company with thousands of customers and a killer team. Every project that each team member works on directly impacts the company and our users, so empowerment and accountability are key. We value autonomy, creativity, and supporting one another, and it helps that we have fun together too!

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