Payment Operations Reconciliation Senior Specialist

Sorry, this job was removed at 10:27 p.m. (UTC) on Friday, Nov 07, 2025
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Tallinn, Harju maakond, EST
Hybrid
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

We’re looking for a Senior Reconciliation Specialist to join our team in Tallinn. This role is a unique opportunity to have an impact on Wise’s mission, being a part of our international Operations team and helping save millions of people money.

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. 

Here’s how you’ll be contributing to the Reconciliation team:

  • Performing and maintaining high level execution of reconciliation related tasks 
    • Reconciliation of bank accounts
    • Payments and transactions reconciliation
    • Compensations reconciliation
    • Audit coordination
    • Other types of Payment Operations related reconciliation items
  • Investigating, resolving (or, where needed, notifying Payments or Technical team about the need to resolve) and escalating reconciliation discrepancies in a timely manner.
  • Working closely with Payments teams and ensuring the correct processing of customer payments
  • Performing month-end close activities and reporting to Finance
  • Supporting building of reconciliation tooling and contributing towards making improvements to reconciliation flows and processes together with relevant Product and Engineering teams

This role will give you the opportunity to: 

  • Make an Impact - You’ll help to identify and automate manual processes that complicate our customers’ lives, while increasing operational efficiency, driving us towards Mission Zero!
  • Challenge Yourself - You’ll be working with teams that face complex situations. You get the chance to question the norm and drive to make things happen. Through that you can learn more about yourself and what you are capable of when given the right tools and mentoring.
  • Inspire Teams - You’ll fuel the revolution with your ideas, knowledge, self-starter attitude, and customer insight, which you’ll use to work with product, engineers and other operational teams to help solve our customer’s problems!
  • Work Globally - You’ll work closely with internal and external partners and help to figure out ways to make our customers’ lives better.

Qualifications

  • You have the right to work in Estonia.
  • You have excellent written and verbal English skills. 
  • You have basic excel skills and you are a fast learner. 
  • You’re accurate and pay attention to details. You enjoy owning your work and taking charge on projects when needed. 
  • You’re a clear and honest communicator, persuasive and adaptive to different audiences. 
  • You are great working in an autonomous set up whilst being a part of the team and validate your own work when needed.
  • You're comfortable with feedback and being part of a team where ideas are shared and openness is valued
  • You’re proactive and a great relationship builder.
  • You are flexible with your work hours. We aim to help our global customers any time they need it, occasionally during weekends and holidays.

Some extra skills that would be great:

  • You have relevant experience working in operations/reconciliation and have an interest for investigation of discrepancies. 
  • You’ve been a part of or have led cross functional projects that drive efficiency and scaling of manual work.
  • You know how to use data to prioritise tasks that have the most impact.
  • You have proficiency in either (or both) Portuguese or Spanish.

If you're interested, please apply by submitting your CV and answering application questions by the 7th of November EOD.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth — Paid time off is considered generous, with substantial annual PTO, sick leave, and a paid sabbatical after four years highlighted. Feedback suggests these policies meaningfully support rest and flexibility.
  • Healthcare Strength — Health coverage is described as comprehensive, including medical, dental, vision, and options like HSA contributions and a zero-deductible plan in some cases. Feedback suggests the healthcare offering is viewed favorably overall.
  • Equity Value & Accessibility — Equity grants (RSUs or stock options) are broadly available and positioned as a core part of total compensation. Feedback suggests some employees find the equity a meaningful component of their overall package.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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