About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
The Partnership, Insights and Analyst is responsible for internally pulling and analyzing data on our smartphone brand partners (OEM) & lock type sales, including distribution and searching for opportunities to drive strong lock sales in several countries, Externally generating contractually-required reports for access OEMs.
Key responsibilities
- Strategic Insights: Collecting and analysing internal sales and distribution data, combined with external market data to derive insights, and present in a readily understandable format.
- External Reporting: Collecting internal sales data of Access sales information by brand as contractually required in Access agreements.
- Learning how to work with a large volume of data to build a solid foundation for decision making with calculated risks.
Qualifications
- Bachelor’s degree in Finance, Business Administration, or a related field.
- Minimum of 2 years of experience in Data analytics and sales operation, on Fintech or Start-up.
- Data visualization software (Power BI, Looker, Tableau; Mode is a Plus), SQ, Microsoft and google suite.
- Data-driven mindset and decisions, results-driven, flexible (enjoy a high-change environment), growth focused, teamwork.
- Strong communication skills for reporting, presentation, public speaking and collaboration with cross-functional teams, ability to defend conclusions.
- Experience on Fraud and risk key performance indicators and sales funnel.
- Knowledge of supply chain, OEMs, and admin make up, shaping this person to be a regional head of partnerships.
- Consulting experience and approach .
Benefits
- Local benefits will aply accordingly to the country of hiring, plus those that we mentioned next
- $2,000 USD annual Coworking Travel Perk
- $2,000 USD annual Professional Development Perk
- $500 USD annual Fitness Perk
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Top Skills
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.
Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
