Responsibilities
- Oversee and directly manage end-to-end operations for MSME banking products, including hands-on involvement in lending underwriting and funding processes.
- Proactively ensure all operational workflows are smooth, efficient, and tightly safeguarded against fraud through daily oversight and intervention when necessary.
- Develop, implement, and enforce SOPs by working closely with teams on the ground to standardize workflows and ensure compliance in practice, not just on paper.
- Continuously refine processes by actively engaging in root-cause analysis and hands-on problem-solving to enhance efficiency and reduce turnaround times.
- Drive the adoption of digital tools and automation by collaborating with teams on implementation and integration, ensuring practical alignment with daily operations.
- Monitor operational performance through hands-on tracking of key metrics, providing actionable insights and reporting directly to senior management.
- Lead by example in mentoring and working alongside the operations team, fostering a culture of accountability, performance, and problem-solving.
- Collaborate deeply with product, risk, compliance, and customer service teams by addressing issues on the ground and aligning strategies to operational realities.
- Champion customer-focused operations by working closely with frontline teams to ensure a seamless, responsive, and positive user experience.
- Stay actively updated on regulatory requirements, translating them into practical, day-to-day compliance measures across all operations.
- Identify and execute innovations by staying engaged with operations, seeking opportunities for improvement, and driving changes to support business growth.
Requirement
- 7-10 years of experience in banking operations, with a focus on MSME, lending, or funding products.
- Expertise in managing large operation in asset-based lending and appraisal is a strong advantage
- Proven ability to design and improve operational processes and SOPs.
- Experience with digital transformation and process automation.
- Strong leadership, problem-solving, and analytical skills.
- Bachelor’s degree in Business Administration, Finance, Engineering, and Science or a related field; a master’s degree is a plus.
Top Skills
What We Do
Amar Bank is transforming banking for the digital era since 2014. We're all about supporting small businesses and those who don't have access to conventional banks. Our AI and cloud technology hooks you up with personalized ways to save, pay, and handle your finances.
Meet our star player: Tunaiku! As of 2023, Tunaiku has served more than 14 million loan applicants, enabling those who are in need to access over IDR 9 trillion loans.
At Amar Bank, we aim to make a meaningful impact on the lives of our customers. Get ready to level up with our epic innovations!
PT Bank Amar Indonesia Tbk is a participant in LPS guarantee, licensed and supervised by OJK.
