Mortgage Payment Processor

Reposted Yesterday
Be an Early Applicant
Chennai, Tamil Nadu, IND
In-Office
Junior
Fintech
The Role
Process and balance mortgage payments and funds within 48 hours, research and resolve rejected or misapplied funds, follow department and investor guidelines, use mortgage cash-flow systems, and maintain accurate records and communication.
Summary Generated by Built In

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Ensures cash/funds are processed and balanced accurately within 48 hours of receipt according to department and investor guidelines. Ensures rejected and/or misapplied funds are identified, researched, and resolved in a timely manner according to department guidelines. Follows and develops department policy and procedures. Understands and utilizes mortgage system's cash flow.  

Basic Qualifications  

  • Bachelor’s degree, or equivalent work experience  

  • Typically, One to Two years of relevant experiencein an Operational Activities 

  • Strong Proficiency in Microsoft Office tools including MS Excel, MS Word, Outlook and MS Teams 

 

Preferred Skills/Experience  

  • Good understanding of the business and broad office skills  

  • Experience in Loan Processing, Loss Mitigation (Workout plan, Modification trial, Forbearance plan, Repayment agreement, Servicing transfer, Workout option evaluation), Mortgage, Banking Operations is required   

  • Demonstrated administrative skills and acute attention to detail  

  • Well-developed reading, writing and mathematical skills  

  • Ability to manage multiple tasks/projects and deadlines simultaneously  

  • Ability to identify and resolve exceptions and to interpret data  

  • Proficient computer skills, especially Microsoft Office applications and graphics  

  • Good verbal, grammatical, and written communication skills  

 

Work Mode: 5 Days in Office  
Shift Timing: 7:30 PM to 4:30 AM IST 
Location: Chennai 

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.

Skills Required

  • Bachelor's degree or equivalent work experience
  • One to Two years relevant experience in Operational Activities
  • Strong proficiency in Microsoft Excel, Microsoft Word, Outlook and MS Teams
  • Experience in Loan Processing, Loss Mitigation, Mortgage, Banking Operations
  • Demonstrated administrative skills and acute attention to detail
  • Well-developed reading, writing and mathematical skills
  • Ability to manage multiple tasks/projects and deadlines simultaneously
  • Ability to identify and resolve exceptions and interpret data
  • Proficient computer skills, especially Microsoft Office applications and graphics
  • Good verbal, grammatical, and written communication skills

US Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about US Bank and has not been reviewed or approved by US Bank.

  • Retirement Support The package pairs a pension with a matched 401(k), strengthening long‑term financial security. Retirement programs and other financial safeguards are presented as comprehensive.
  • Leave & Time Off Breadth Paid vacation, sick time, numerous holidays, and dedicated volunteer hours provide meaningful time away. Additional time off with tenure and options to expand PTO bolster flexibility.
  • Healthcare Strength Medical, dental, and vision coverage with HSA/FSA options and wellness resources are described as robust. Health insurance is characterized as top‑notch in multiple descriptions.

US Bank Insights

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The Company
HQ: Minneapolis, MN

What We Do

We believe in putting people first, and our dedication to making ethical decisions and doing the right thing is at the heart of what we do. We're proud to be named by Ethisphere as a 2018 World's Most Ethical Company.

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