Experian is a global data and technology company, powering opportunities for people and businesses around the world. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more. Experian invests in people and new advanced technologies to unlock the power of data. We have an amazing team of 25,200 people in 32 countries.
Job DescriptionThe Mortgage Originations, Product Manager Principal role is a senior mortgage industry product leader who brings deep credibility across mortgage credit, underwriting workflows, and industry standards. You will lead innovation and modernization efforts across Experian's mortgage originations products while stewarding existing, mission‑critical solutions.
You will represent Experian with clients, resellers, and industry organizations — including in forums such as MISMO — and will be expected to speak fluently about how mortgage credit data is used, governed, and operationalized across the mortgage ecosystem.
You bring deep mortgage and credit expertise and can translate that knowledge into scalable, real‑world products used by mortgage lenders and partners. You understand the complexity of the U.S. housing and mortgage landscape, including how regulations, standards, and governance processes shape what products can be built and how they are delivered.
You will apply your market and domain expertise to serve both direct lender and reseller clients. You will provide solutions that improve underwriting outcomes, mitigate risk for lenders and investors, and advance the industry toward more modern, efficient practices. You understand the full mortgage lifecycle and its key stakeholders and ensure products are designed to serve the needs of the broader ecosystem.
You will own the product vision and strategy. You will identify gaps and opportunities within the existing portfolio. You will lead the end‑to‑end launch of new solutions in partnership with multiple Experian business units, including Product Development, Sales, Marketing, and Client Services. As the "CEO" of your product area, you are the most knowledgeable person in the room. You have expertise in how your products operate, how they are used, their downstream industry impact, competitive positioning, and financial performance.
Experian Mortgage operates within a highly matrixed environment. You must be comfortable partnering with leaders across Product, Engineering, Finance, Sales, Legal, Compliance, Marketing, and the Executive Team.
Your success will measure itself by product adoption, revenue growth, client satisfaction, and Experian's establishment of its position as a trusted mortgage credit partner in the industry.
What You Bring:
- Mortgage Credit Expert — Use credit data and scores and hands-on across mortgage workflows, including underwriting, pricing, eligibility, risk assessment, compliance, and secondary market considerations.
- Product Leader — Experience leading the end‑to‑end launch of complex, regulated mortgage products across both direct lender and reseller / channel models.
- Collaborator — Strong relationship builder who connects ideas and partners across internal teams and external stakeholders.
- Curious — Inquisitive and forward‑looking, with a willingness to challenge traditional approaches while balancing practical constraints.
- Determined — Persistent, optimistic, and committed to meaningfully improving how mortgage products are built and delivered.
Responsibilities:
- Define and execute product strategies that differentiate Experian's mortgage credit solutions and drive revenue growth.
- Represent Experian in mortgage industry forums, working groups, and standards bodies (e.g., MISMO), contributing thought leadership and strengthening industry credibility.
- Lead the planning and execution of complex product launches, including positioning, client readiness, sales enablement, onboarding, and adoption.
- Partner with Sales on go‑to‑market strategies, joint selling efforts, and product training.
- Engage senior leaders at Experian, as well as clients, resellers, and partners, to build confidence in product strategy and execution.
- Apply market intelligence and P&L analysis to prioritize investments and support target account and market strategies.
- Ensure products operate within appropriate regulatory and compliance guardrails across a diverse client base, including startups, credit unions, large financial institutions, GSEs, regulators, and resellers.
- Lead Voice of the Customer engagements and drive product messaging and positioning.
- Travel up to 15% to support client engagements, industry events, and internal meetings. If you are located outside of Southern California, travel may be slightly higher to accommodate meetings at our North America headquarters.
You will report to Experian's Vice President of Product Management.
Qualifications- Bachelor's Degree
- 12+ years of product management experience delivering products across the full lifecycle
- 5+ years of deep experience in consumer credit within the mortgage industry, including products delivered through direct and reseller channels
- Executive presence with the ability to influence amid regulatory, market, and organizational complexity
- Experience operating effectively within large, matrixed organizations
- Define business strategy and mobilize cross‑functional teams toward shared outcomes
Our uniqueness is that we celebrate yours. Experian's people first, inclusive and purpose driven culture is multi award-winning; World's Best Workplaces™ 2025 (Fortune Global Top 25), Great Place To Work™ in 26 countries to name a few. Check out Experian Life on social or explore our Careers Site to understand why.
Our compensation reflects the cost of labor across several U.S. geographic markets. The base pay range for this position is listed above. Within this range, individual pay is determined by work location and additional factors such as job-related skills, experience, and education. This position is also eligible for a variable pay opportunity and a comprehensive benefits package.
Experian is proud to be an Equal Opportunity Employer for all groups protected under applicable federal, state and local law, including protected veterans and individuals with disabilities. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.
Benefits/Perks:
- Great compensation package and bonus plan
- Core benefits including medical, dental, vision, and matching 401K
- Flexible work environment, ability to work remote, hybrid or in-office
- Flexible time off including volunteer time off, vacation, sick and 12-paid holidays
- Explore all our exciting benefits here: https://yourexperianbenefits.com/cand-index.html
Skills Required
- Bachelor's Degree
- 12+ years of product management experience
- 5+ years of experience in consumer credit within the mortgage industry
- Experience in large matrixed organizations
Experian Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Experian and has not been reviewed or approved by Experian.
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Healthcare Strength — Medical and dental coverage is described as strong, with expanded mental health resources and telemedicine options. Coverage includes inclusive services such as gender transition and fertility support.
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Leave & Time Off Breadth — Time-off offerings are generous, including substantial PTO/vacation, paid holidays, and paid volunteer days with options to purchase additional leave. Parental leave is available for birth and non-birth parents alongside flexible working arrangements that support work-life balance.
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Retirement Support — Retirement programs include a 401(k) with company matching and contributory pension schemes in some regions. These elements complement base pay and bonuses to form a competitive total rewards package.
Experian Insights
What We Do
Experian unlocks the power of data to create opportunities for consumers, businesses and society. During life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage data with confidence so they can maximize every opportunity. We gather, analyse and process data in ways others can’t. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime. For more than 125 years, we’ve helped consumers and clients prosper, and economies and communities flourish – and we’re not done. Our 20,600 people in 43 countries believe the possibilities for you, and our world, are growing. We’re investing in new technologies, talented people and innovation so we can help create a better tomorrow. About Experian: Bringing data to life requires creativity, passion, flexibility and expertise. We want you to share in our success. That's why we offer rewards that recognise great performance. Working in a culture of collaboration, achievement and respect we will give you the support and encouragement you need to develop your skills and talents and progress your career. Everyday our people bring enthusiasm, innovation and inspiration to work and if this sounds like you connect with us at Experian.
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