Mortgage Manager, Corporate Office, South Bend, IN

POSITION SUMMARY
Responsible for the company’s consumer mortgage activities and mortgage loan portfolio.  Establishes and implements mortgage objectives, policies and procedures; provides guidance to officers engaged in mortgage lending. 

ESSENTIAL REQUIREMENTS

• Manages the consumer mortgage loan portfolio.  Evaluates the loan portfolio and analyzes any developing trends.  Reviews approved loans and delinquency reports to ensure that policies and practices are being followed. 
• Develops, implements and revises lending policies and procedures for the mortgage area; keeps informed of lending trends in the mortgage industry. 
• Directs the credit, collection and other support activities related to consumer mortgage. 
• Partners with the operational team for a successful client experience. 
• Sets and executes strategic initiatives to grow business. Including third party partnerships. 
• Manages a functional area and exercises the usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, and terminations. 
• Implements local policy and explanation of company programs, policies and objectives. Ensures compliance with state and federal regulations. Regular participates in audits. 
• Represents the company in various civic and community functions to further enhance its image and develop additional business. 
• Regular and predictable attendance is an essential requirement of the position.
• Responsible for the completion of all compliance training related to the position. 
• Must understand all applicable laws and regulations that apply to the position and comply with the requirements.

NON-ESSENTIAL FUNCTIONS
Performs all other duties as assigned.

EXPERIENCE/SKILLS

• Ten (10) or more years of related experience preferred.  
• Must have prior supervisory/management skills and experience. 
• Strong time management skills. 
• Good PC skills--proficiency in Microsoft Word and Excel essential. 
• Ability to handle multiple tasks in a fast-paced environment. 
• Ability to communicate verbally and in written format. 

EDUCATION
Bachelor’s Degree preferred.
TRAVEL REQUIREMENTS
Ability to travel to all locations as well as ability to travel overnight, as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT
MS Office PC, fax, phone and standard office equipment.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.