MLRO (Money Laundering Reporting Officer)/Compliance Officer

JOB DESCRIPTION: MLRO (Money

Laundering Reporting Officer) - Compliance Officer

Location: Belgrade, Serbia, on-site

Employment: Full-time Reports to: CEO / Board of Directors

About the Client

Our client is an emerging global payments company operating under an MSB framework, focused on providing secure and compliant payment processing solutions for ecommerce merchants across various verticals, including higher-risk industries. As they expand into new regions (EU, UK, and Asia), they are strengthening their compliance and AML governance structure.

They are seeking an experienced MLRO (Money Laundering Reporting Officer)- Compliance Officer to establish, lead, and develop their compliance function in Belgrade.

KEY RESPONSIBILITIES

1. Regulatory Compliance & Reporting

• Act as the primary Money Laundering Reporting Officer (MLRO) for the

company.

• Ensure full compliance with AML/CTF regulations, internal policies, and industry

standards.

• Prepare and file SARs/STRs and maintain communication with relevant

authorities.

• Maintain all regulatory records and ensure timely reporting to regulators and

banking partners.

• Design, implement, and maintain the company’s AML/CTF program.

• Conduct and update enterprise-wide risk assessments and merchant risk scoring

models.

• Oversee KYC/KYB onboarding, enhanced due diligence (EDD), sanctions

screening, and ongoing monitoring.

• Ensure effective transaction monitoring and develop rule-based risk controls.

• Serve as the primary compliance contact for acquiring banks, regulators,

auditors, and PSP partners.

• Prepare compliance documentation, policies, and risk assessments required for

onboarding with financial institutions.

• Lead audits, compliance reviews, and risk assessments requested by acquiring

partners.

• Approve or decline merchants based on risk profile and AML considerations.

• Evaluate high-risk verticals (e.g., gaming, crypto, forex, nutraceuticals) and apply

EDD procedures where needed.

• Monitor merchant activity to ensure business practices match approved use

cases.

• Oversee and mentor AML analysts, compliance officers, and risk specialists as

the team grows.

• Support future expansion into EU, UK (SPI), and Asian licensing frameworks.

• Continuously improve the compliance culture within the organization.