Merchant Payment Senior Analyst, Linga

Job Profile

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Merchant Payment Senior Analyst within PNC's Linga organization, you can sit in the United States.
• Responsible for supporting the profitability and growth of Company’s Merchant Services including the execution and approval of pricing for MS products/services
• Support business development teams in contract negotiations, request for proposal's (RFP’s) and other proposals regarding pricing by analyzing merchant statements to determine competitive pricing.
• Reviews contract specific pricing, financials, key business terms, and provide ad-hoc analysis for focus areas (e.g., new customer pricing, gain share arrangements, retentions/renewals, and the implementation of pricing strategies)
• Gather and analyze market data, providing recommendations on pricing adjustments to maximize volume and profitability
• Conduct competitive intelligence and pricing analysis on fee changes across segments
• Lead on interchange tracking from card issuing networks ·
• Maintain pricing models, plans and policies for use across the Issuer business segment, strategic analysis to identify actionable opportunities and risks
• Analyze and validate sub-agent commission information; coordinate and prepare commission reports and issue payments
Assist with month-end and year-end financial reporting

This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations.

Job Description

• Manages a portfolio of assets or liabilities with a primary focus on developing and executing pricing strategies. Performs duties relating to tax management as needed, including, but not limited to, the knowledge of and the ability to utilize tax laws, organizational tax practices, obligations, issues and trends.
• Develops, recommends and executes pricing strategy with joint accountability for results with key partners. Applies business insight and pricing tools to optimize pricing, including risk-based strategies for lending. Identifies and shares best practices with team members.
• Develops and utilizes reporting and insights to present strategy recommendations and results to senior management. Creates and provides insights to market leaders on pricing trends and results. Surveys and analyzes the competitive landscape continuously to identify risks and opportunities. Performs and oversees ad hoc pricing analysis and reporting.
• Manages rate exception process and strategy and provides guidance to front-line employees and managers. Creates, develops, executes and tracks exception rate policy and compliance. Recommends policy enhancements.
• Manages pricing inputs into annual planning process and quarterly and interim forecasts. Collaborates with key partners for overall product forecasts and plans. Identifies macroeconomic trends and drivers that influence market-wide volume fluctuations.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsBudget Analysis, Budget Management, Competitive Advantages, Data Analytics, Enterprise Resource Planning (ERP), Executive Relationship Management, Pricing Strategies, Pricing Tools, Taxes

CompetenciesBusiness Acumen, Data Gathering and Analysis, Effective Communications, Financial Forecasting and Modeling, Pricing Models and Analytics, Products and Services, Retail Pricing, Sales Support and Administration

Work ExperienceRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

EducationBachelors

CertificationsNo Required Certification(s)

LicensesNo Required License(s)

Pay Transparency

Base Salary: $55,000.00 – $129,350.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 09/13/2024, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncbenefits.com > New to PNC.

*For more information, please click on the following links:

Time Away from Work

PNC Full-Time Benefits Summary

PNC Part-Time Benefits Summary

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

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