Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Repayment UX team owns one of the most high-trust surfaces across Affirm’s products: the moment a customer pays us back. We’re a full-stack team based entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. The user journeys we build and own reach more than 20 million people who together repay over $40B in loans each year. We are full-stack owners of the Manage tab within our mobile and web apps, where customers stay on top of their payment plans and make the payments.
We are looking for an empowering, accountable Engineering Manager to lead and grow Repayment UX. You’ll set the team’s technical direction, taking ownership of their roadmap, delivery and on-call support. You’ll partner closely with Product, Design, Analytics, and other Engineering teams. You’ll take a high-performing team anchored to their tech lead and give it dedicated leadership.
If you are passionate about creating world-class user experiences and excited by the challenge of directly owning a critical part of a fast-growing product – join us. Help build the next generation of Affirm’s apps, improving people’s lives at scale.
What you’ll do
You will lead and grow a well-balanced team of engineers – setting clear expectations, giving direct feedback, and developing each engineer toward their next level.
You will own the team’s technical strategy and multi-quarter roadmap, tying it to initiatives that build customer trust and move Affirm’s business.
You will empower your tech lead and engineers to hold the design and quality bar, supporting them hands-on throughout technical design and cross-functional alignment.
You will own the availability, reliability, and performance of consumer-critical systems – on-call, incident response, and reducing operational toil.
You will keep the team shipping in small increments, breaking large programs into sprint-sized milestones with clear, accountable owners.
You will partner across Product, Design, and Analytics, and other Engineering teams, building trust and taking part in cross-functional efforts.
You will guide the team to multiply their output through focus and leverage, including agentic AI.
You will drive hiring and onboarding to grow a diverse, high-performing team, and foster a culture of ownership, quality, and transparency.
- On-Call Rotation - There would be an on-call rotation for this role as a requirement.
What we look for
You have 7+ years of software engineering experience, including 3+ years managing and growing engineering teams.
You have proven experience delivering consumer-facing software and driving execution through ambiguity.
You have a track record of managing performance directly – setting clear expectations, giving candid feedback, and developing engineers toward results and growth.
You have the technical judgment required to guide architecture, quality, and reliability decisions, with the instinct to empower senior engineers to make the calls rather than making them all yourself.
You have experience leading significant technical initiatives end-to-end, ideally decoupling or re-platforming consumer-facing systems within clear time constraints.
You are familiar with modern full-stack development – declarative UI frameworks like React or React Native, and a backend-for-frontend behind them.
You have a calm, decisive presence through change and ambiguity – building alignment, resolving tensions, and leading others through complex decisions.
You are a humble, team-first leader who builds a high-trust, psychologically safe culture, while also prioritizing your own growth.
You have strong verbal and written communication skills that support effective collaboration with our global cross-functional teams.
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
ESP base pay range per year: €103,000 - €139,000
Additional benefits include:
- Flexible Spending Wallets for tech, food and lifestyle
- Away Days - wellness days to take off work and recharge
- Learning & Development programs
- Parental benefit
- Employee Resource & Community Groups
We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.
Location - Remote Spain
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Skills Required
- 7+ years software engineering experience, including 3+ years managing engineering teams
- Proven experience delivering consumer-facing software and driving execution through ambiguity
- Track record of managing performance: setting expectations, giving candid feedback, developing engineers
- Technical judgment to guide architecture, quality, and reliability decisions
- Experience leading significant technical initiatives end-to-end (decoupling or re-platforming consumer-facing systems)
- Familiarity with modern full-stack development: declarative UI frameworks like React or React Native and a backend-for-frontend
- On-call rotation participation and responsibility for availability, incident response, and operational toil reduction
- Must be based in Spain (role location requirement); visa sponsorship available
What the Team is Saying
What We Do
At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer? /noun/ Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
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Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
