If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Product Coverage Manager within our Product Development department. This position will be focused on supporting the management of our policy offerings and contributing to the creation of coverage responses to our growing consumer demand. This role is a Personal lines Homeowners and Property lines specific position and requires functional expertise.
What you’d be doing:
- Assist in the development and execution of personal lines property contract language strategies, including ISO and proprietary policy offerings. Support interactions with government agencies to ensure approvals. Prepare and file coverage and rules with state agencies.
- Contribute to the creation of proprietary coverage endorsements that differentiate SageSure in the marketplace. Work alongside the team to successfully file and implement these through multiple products, partnering with Marketing to ensure the value proposition is highlighted. Collaborate on the creation of associated rule filings in conjunction with Form filings.
- Assist in investigating emerging risks and contribute to creating coverage solutions. Collaborate with the PL Product team on rate and product decisions.
- Support the implementation of coverage changes, both strategic and maintenance changes, with collaboration from programming and automation teams.
- Assist in product design efforts, participate in coverage and output reviews to ensure compliance, reduce vulnerabilities, and improve customer experience.
- Represent the company in designated coverage disputes; assist in the oversight of coverage litigation, including responding to or attending depositions, mediations, and trials.
- Monitor state legislative and ISO activity and assist in providing pre-litigation advice and reviewing complex coverage issues, helping with responses to DOI complaints, and identifying litigation and claim trends to develop solutions.
- Assist in the development and implementation of necessary corrective actions to ensure compliance with state regulatory requirements and business objectives.
- Collaborate with Claims on identifying negative trends and assist in developing coverage solutions. Stay informed of regulatory rulings, industry trends, and legal developments that affect coverage.
- Contribute to the development and support of a high-performing team of product analysts, including providing guidance, performance feedback, and mentoring.
- Serve as a resource to other team members on aspects of project work, insurance, and general business knowledge.
We’re looking for someone who has:
- Working knowledge of Personal Lines Property and Casualty insurance coverage, including ISO contract language for Personal Lines Property forms.
- Command of the English language as it pertains to coverage language.
- Ability to represent the needs of the organization effectively, with regulators and agencies.
- Experience supporting the crafting of policy and endorsement language, and the ability to interpret and discuss coverage with internal staff, marketing, and regulators.
- 5-7 years of experience in a product management, actuarial, or analytical role.
- 5-7 years of experience with relational database tools and concepts.
- Experience managing staff and working collaboratively with senior management.
- Strong communication, collaboration, and diplomacy skills.
- Working knowledge of SERFF and associated filing systems.
- The ideal candidate will have at least 3-5 years of leadership experience and the ability to access/interpret management information that drives positive change.
Highly preferred candidates also have:
- Bachelor’s degree required; master’s degree preferred.
- J.D. or other legal designations helpful.
About SageSure:
As a Best Places to Work in Insurance Recipient for four years in a row (2020-2023), SageSure, one of the largest residential property insurance managing general underwriter (MGU) in the United States, is pioneering ways people protect their American Dream.
A leader in catastrophe-exposed property insurance, SageSure was founded in 2009 to deliver reliable products, exceptional customer experiences, and strong underwriting results in challenging insurance markets. SageSure currently operates in 14 states and provides home, flood, and commercial coverage on behalf of its highly rated carrier partners.
We have more than 600 employees working remotely or hybrid in one of our eight offices—Jersey City, NJ; Mountain View, CA; Chicago, IL; Tallahassee, FL; Cincinnati, OH; Houston, TX; Mt. Laurel, NJ; and Cheshire, CT—who are tackling the industry’s toughest challenges.
We provide generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
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What We Do
SageSure is an innovation-focused insurance and technology company specializing in underserved property markets. As the leading homeowners insurtech organization in the U.S. measured by premium and profitability, we offer more than 40 competitively priced insurance products on behalf of our carrier partners, serving 300,000+ policyholders. SageSure partners with a growing network of insurance agents and brokers in 14 coastal states.
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