Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our innovative underwriting machine learning group. Specifically, you will manage a team of ML engineers that builds our economic decisioning engine, using novel ML techniques and rich representations of data to underwrite and optimize applications based on expected returns, lifetime value, and predicted conversion.
In this role, you will help shape the future of machine learning at Affirm. You’ll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.
What you’ll do
Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects.
Act as a force-multiplier through your definition and advocacy of technical solutions and operational processes.
Collaborate across teams in the product development lifecycle by partnering with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
Develop talent by providing feedback and guidance, and leading by example.
Bachelors in a technical field with 8+ years of industry experience, including 3+ years managing engineers
Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML.
Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture
You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
Pay Grade - P
Equity Grade - 7
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $178,000 - $228,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Skills Required
- Bachelors in a technical field
- 8+ years of industry experience
- 3+ years managing engineers
- Proficiency in machine learning techniques
What the Team is Saying
Affirm Compensation & Benefits Highlights
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Healthcare Strength — Healthcare coverage includes $0 employee premiums for medical, dental, and vision across all tiers, alongside company‑paid life, AD&D, and disability coverage. Mental‑health access via Spring Health provides no‑cost sessions and guided care navigation for employees and eligible family members.
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Leave & Time Off Breadth — Time away spans Flexible Time Off for exempt staff, ~20 accrued vacation days for non‑exempt, 10 Health Days, up to 15 Life Happens days, bereavement up to 10 days, and scheduled company‑wide Away Days. These layers create frequent, structured opportunities to disconnect beyond standard PTO.
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Parental & Family Support — Paid parental leave provides 18 weeks for birth and non‑birth parents with return‑to‑work transition support. Family‑building benefits include Maven support and a one‑time $20,000 S.A.F.E. wallet for surrogacy, adoption, fertility, and egg freezing.
Affirm Insights
What We Do
At Affirm, we help people say yes to the things that matter with flexible, transparent ways to pay over time. No hidden fees, no compound interest, and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer? /noun/ Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
