Position Summary:
We’re seeking a Data Scientist to support the development and deployment of machine learning models and analytics solutions that improve decision-making across the mortgage lifecycle—from acquisition to servicing. In this hands-on role, you’ll contribute to building predictive models, customer segmentation tools, and automation workflows that enhance operational efficiency and customer outcomes. You’ll work closely with senior data scientists and cross-functional teams to translate business needs into well-scoped modeling tasks, with opportunities to apply natural language processing (NLP), statistical modeling, and experimentation frameworks in a regulated financial environment. This role reports to a senior leader in Data Science.
Job Functions and Responsibilities:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
- Develop and maintain machine learning models and statistical tools for use cases such as risk scoring, churn prediction, segmentation, and document classification.
- Collaborate with Product, Engineering, and Analytics teams to identify data-driven opportunities and support automation initiatives.
- Translate business questions into modeling tasks and contribute to the design of experiments and success metrics.
- Assist in building and maintaining data pipelines and model deployment workflows in partnership with data engineering.
- Apply techniques such as supervised learning, clustering, and basic NLP to structured and semi-structured mortgage data.
- Support model monitoring, performance tracking, and documentation to ensure compliance and audit readiness.
- Contribute to internal best practices and participate in peer reviews and knowledge-sharing sessions.
- Stay current with developments in machine learning and analytics relevant to mortgage and financial services.
Qualifications:
To perform this job successfully, an individual must have the following education and/or experience:
- Minimum education required: Masters or PhD in engineering/math/statistics/economics, or a related field
- Minimum years of experience required: 2 (or 1, post-PhD), ideally in mortgage, fintech, or financial services
- Required certifications: None
- Specific skill or ability needed
- Minimum software or applications experience required/preferred
- Minimum experience required using mobile technology: None
- Any other requirements an ideal applicant needs to have that is not covered by above: None
- Experience working with structured and semi-structured data; exposure to NLP or document classification is a plus.
- Understanding of model development lifecycle, including training, validation, and deployment.
- Familiarity with data privacy and compliance considerations (e.g., ECOA, CCPA, GDPR) is preferred.
- Strong communication skills and ability to present findings to technical and non-technical audiences.
- Proficiency in Python (e.g., scikit-learn, pandas), SQL, and familiarity with ML frameworks like TensorFlow or PyTorch.
Work Schedule:
2pm to 11pm IST
Top Skills
What We Do
We are Onity. We get it done. Onity Group Inc. (NYST: ONIT) is a leading financial services company. Through our primary operating subsidiary, PHH Mortgage Corporation, and our Liberty Reverse Mortgage brand, we provide mortgage servicing and origination solutions to homeowners, clients, investors and others. We are headquartered in West Palm Beach, Florida, with offices and operations in the United States, the U.S. Virgin Islands, India and the Philippines, and have been serving our customers since 1988. For additional information, please visit our website (www.onitygroup.com). PHH Mortgage is one of the largest servicers in the country, focused on delivering a variety of servicing and lending programs. Liberty is one of the nation’s largest reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs. Our talented, global team members are dedicated to creating positive outcomes for clients, homeowners, investors and communities. Each team member, regardless of their role, is proud of Onity's focus on helping families achieve and sustain homeownership and create success for our customers. Interested in joining our team? Integrity, inclusiveness and respect are integral parts of our culture and work environment, and we are committed to being an organization that creates, promotes and sustains these values. Learn more and see available positions at jobs.onitygroup.com. NMLS#: 2726 PHH Mortgage Corporation NMLS #1849337 Ocwen USVI Services, LLC Onity Group Inc. supports Equal Housing Opportunity







