At Ayvens, progress starts with you.
Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.
Whom are we looking for?
A Manager/Senior Manager for Credit Risk function based in Mumbai-HQ; who will be an integral part of the CREDIT GSEC Team and reporting to the VP-Credit.
What would you be responsible for?
You would be part of core Credit Team of Ayvens India and would be primarily involved in critical decision-making activity.
Your main responsibilities would comprise of:
- KYC & Pre/Post-Sanction Documentation validation
- Validation of KYC & Other financial / Non-Financial documentation
- Initiation & Co-ordination with external agencies for various reports
- Analysis of Financial statement, Audit reports of Corporate and Individuals
- Due Diligence and Credit Appraisal of Corporate (Non-Retail) & Individual (Retail) applications
- Detailed Risk Analysis and recommendations in adherence with the policy guidelines.
- Effective usage of various Local & Global Credit Tools – FinnOne /CIBIL/Experian/Probe etc.
- Quality Assurance with respect to Information security.
What qualities should you have for us to consider you for this role?
- Educational Qualification: CA Inter/MBA-Finance/Post-Graduate in Commerce, Banking & Insurance or equivalent
- Minimum work experience of 05 years in Credit Risk/Corporate Banking/Business Banking/Financial Analysis.
- Strong communication skills – written and oral with fluency in English and the local language.
- Risk Awareness & Accountability
- Strong Analytical & Interpretation skills
- Savvy and easy to adapt to digital tools with strong command on MS Office
- Self-Motivated, Team player
Why Ayvens?
With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.
At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.
Skills Required
- CA Inter, MBA Finance, Post-Graduate in Commerce/Banking & Insurance or equivalent
- Minimum 5 years experience in Credit Risk, Corporate Banking, Business Banking or Financial Analysis
- KYC and pre/post-sanction documentation validation experience
- Experience in financial statement analysis, audit report review and credit appraisal
- Familiarity with credit tools and bureaus (FinnOne, CIBIL, Experian, Probe)
- Strong written and oral communication skills in English and local language
- Strong analytical and interpretation skills; risk awareness and accountability
- Proficiency with MS Office and adaptability to digital tools
- Ability to coordinate with external agencies and perform due diligence
- Quality assurance focus with respect to information security
- Self-motivated team player
What We Do
Born from the acquisition of LeasePlan by ALD Automotive, part of the Societe Generale group, Ayvens is the leading global sustainable mobility player committed to making life and business flow better. By bringing together complementary capabilities and expertise built over decades, our legacy companies saw an opportunity to reimagine mobility as we know it, providing full-service leasing, flexible subscription services, fleet management and multi-mobility solutions to large international corporates, SMEs, professionals and private individuals. With more than 14,500 employees across 42 countries, 3.4 million vehicles and the world’s largest multi-brand EV fleet, we’re leveraging our unique position to lead the way to net zero and spearhead the digital transformation of the mobility sector. Ayvens. Better with every move.
