Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To provide an efficient and effective credit origination, approval, and management process in respect of the allocated Corporate & Investment Banking (CIB) Global Multinational Corporations (GMNCs) and Chinese Corporations-linked portfolio. Develop and maintain co-operative relationships between all stakeholders in the CIB credit value chain, ensuring the appropriate, timely and effective management of the allocated portfolio and in collaboration with country and sector credit managers across the regional geographies where the portfolio GMNC/Chinese counterparties operate, providing guidance where needed to ensure alignment with the GMNC/China strategy and risk appetite, while assisting with skills dissemination to others, as well as investment in one’s own growth
Qualifications
Minimum Qualifications
Type of Qualification: Post Graduate Degree
Field of Study: Business Commerce, Finance and Accounting
Other Minimum Qualifications, Certifications or Professional Membership: CA (SA) or CIMA
Proficiency in Mandarin would be advantageous
Experience Required
3-5 years experience and in-depth understanding of accounting (both management and financial accounting) to analyze financial strengths and weaknesses of clients and identify potential risks to credit proposals.
3-5 years experience and thorough conceptual and practical knowledge of credit procedures, policies, and standards, as well as a thorough understanding of bank products and facilities that give rise to counterparty credit risk. Seasoned understanding of Basel and broader regulatory and compliance requirements.
3-5 years experience and understanding and working knowledge of risk systems monitoring and its related procedures for analyzing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Seasoned technical understanding of non-credit risks encountered within transactions.
3-5 years experience and well developed knowledge of financial markets, the global economy, and appropriate regional geographies in which the portfolio operates. Demonstrated experience in managing senior level stakeholders.
3-5 years experience and seasoned understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
Additional Information
Behavioral Competencies:
- Establishing Rapport
- Examining Information
- Exploring Possibilities
- Making Decisions
- Upholding Standards
Technical Competencies:
- Risk Identification
- Risk Management
- Risk Measurement
- Risk/Reward Thinking
Top Skills
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
