As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Purpose of the role:
This role will support the Team Head of Portfolio Analytics & Management Support and Senior Management by evaluating and reporting the portfolio risk profile of the Wholesale segment, offering strategic, data‑driven insights on key risk indicators. The position requires close collaboration with head office, risk management, finance, and business units as well as internal and external auditors.
What you will be doing:
Prepare regular and ad hoc portfolio reports for senior management, ensuring accurate data, timely submission, and high‑quality deliverables for local and Group risk management committees, including Credit Risk Management Committee (“CRMC”) and Risk Management Committee (“RMC”) reporting packs.
Perform various portfolio management and monitoring activities, including limit setting and checks, asset quality monitoring, and past‑due reporting.
Assist in the Operating Plan (“OP”) process, including provision (i.e., expected credit loss) forecasting and resource‑planning or budget for the Wholesale Credit Risk Management (“WCRM”) department.
Assist in compiling information for market updates provided to Group, investors, and rating agencies
Co-ordinate the regulatory deliverables (e.g. HKMA Prudential interview, MAS Craft) and requests from auditors (internal and external) to ensure timely and accurate deliverables as required.
Assist in conducting regular and ad‑hoc stress tests and analytics to meet regulatory requirements and monitor the asset quality of the portfolio.
Assist in managing departmental matters and coordinating new projects and initiatives; drive efficiency improvements by streamlining workflows.
What are we looking for:
University degree in business administration, banking, accounting or finance or equivalent
With 2 - 5 years of solid experience in management reporting, business performance analysis, or risk management in reputable financial institutions.
ECF in CRM in Professional level is an advantage
Strong analytical and problem-solving skills, with the ability to analyze complex data and think critically
Excellent communication and interpersonal skills, with the ability to work collaboratively with cross-functional teams
Strategic thinker with a passion for innovation and a customer-centric approach
Candidate with more experience will be consider as AVP
#LI-SL1
What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Top Skills
What We Do
OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang. OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.
