At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees.
*The ideal candidate would live within 1 hour of the Minneapolis Metropolitan*
Completes on-site or virtual loss control surveys of current and prospective policyholders’ operations with proficient understanding of exposures and controls. Assesses and analyzes the exposure potential and existing controls. Prepares reports for underwriting about identified exposures and provides detailed explanation of business operations, hazards and controls associated with coverages. Provides tailored services to policyholders.
ESSENTIAL FUNCTIONS
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Performs detailed review of moderately complex account information, such as loss drivers, previous recommendations, underwriting file, etc.
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Completes on-site or virtual loss control surveys of current and prospective policyholders’ operations with proficient understanding of exposures and controls, across all insured industries.
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Assesses and analyzes the exposure potential and existing controls.
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Delivers training and on-site loss control surveys for current and prospective accounts.
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Consults with policyholders regarding their operations, claims trends, and recommendations for improvement related to insured coverages.
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Researches niche areas for assigned accounts.
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Prepares loss control reports for underwriting about identified exposures, such as property, commercial auto, liability, and workers’ compensation.
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Provides detailed explanation of business operations, hazards and controls associated with coverages. Develops written recommendations for policyholders to control hazards and to prevent or reduce exposure to insured losses.
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Communicates unique observations identified to underwriting to aid in the decision-making with accounts
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Participates in the process of identifying accounts that would benefit from ongoing, routine service or focused, short-term service.
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Analyzes previous losses and current exposures for moderately complex accounts, as assigned by manager, utilizing technical knowledge to develop appropriate service plan.
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Consults with policyholders to understand their needs and concerns.
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Provides tailored services, such as hazard control assessments, ergonomic surveys or slip and fall surveys, to address loss drivers and exposures while meeting insureds’ needs and documents in a service report.
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Develops positive relationships with accounts and agents.
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Coordinates with other Loss Control team members to provide specialized services. Communicates findings with policyholders and agents.
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Provides critical updates to branch team to improve renewal decision-making
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Communicates loss control services available to prospective accounts, policyholders, and agents.
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Markets loss control functions in coordination with the branch team by making agency visits, presenting at agency and association meetings, etc.
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Trains other Loss Control team members on assigned topics as needed.
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Builds expertise and remains current on loss control practices through ongoing training.
EDUCATION & EXPERIENCE
The education and experience below are required for the job unless labelled as preferred:
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Bachelor's degree in safety, engineering, industrial safety, fire protection or related field or equivalent relevant experience
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Two years of relevant loss control or safety experience or related
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Successful completion of EMC Loss Control training within six months of accepting role or equivalent
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Related Master’s degree or designations preferred, such as certified safety professional, CPCU or relevant market certifications
KNOWLEDGE, SKILLS & ABILITIES
COMPETENCIES
The knowledge, skills and abilities below are required for the job unless labelled as preferred:
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Strong ability to understand and evaluate risk
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Strong knowledge of industrial, construction, fire and commercial automotive safety
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Strong understanding of various nationally recognized standards and codes, including OSHA, DOT and NFPA
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Strong ability to identify and visualize potential loss exposures
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Knowledge of relevant niche markets, such as petroleum marketers, schools, municipalities, or manufacturing preferred
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Strong computer skills, including Microsoft Office Suite
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Ability to work independently, multi-task, and prioritize deadlines
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Strong problem-solving skills
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Excellent customer relation skills
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Strong verbal and written communication skills, including documentation and presentation skills
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Ability to maintain confidentiality
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Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
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Models Trust & Integrity
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Builds Effective Relationships
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Demonstrates Resilience
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Embraces Inclusivity
Per the Colorado Equal Pay for Equal Work Act, the hiring range for this position for Colorado-based team members is $75,910.79- $97,485.70. The hiring range for other locations may vary.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
What We Do
EMC Insurance Companies is among the top 60 insurance organizations in the country based on net written premium, and we have more than 2,500 employees. The company was organized in 1911 to write workers’ compensation protection in Iowa. Today, EMC provides property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. Operating under the trade name EMC Insurance Companies, Employers Mutual Casualty Company and one or more of its affiliated companies is licensed in all 50 states and the District of Columbia.