Loan Examination Specialist

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Taguig City, Metro Manila, National Capital Region, PHL
Hybrid
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
About this role:
Wells Fargo is seeking a Loan Examination Specialist.
In this role, you will:
  • Participate in building business partner relationships and identify opportunities for maintaining them within defined parameters
  • Analyze risks and offsets related to performing in-depth, prefund loan reviews
  • Present recommendations for resolving various issues related to reviews and loan files
  • Exercise independent judgment while developing an understanding of compliance related to internal company requirements
  • Provide communication regarding overall process and transaction quality to appropriate parties

Required Qualifications:
  • 2+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:
  • 4+ years of underwriting experience of unsecured products
  • 2+ years of quality assurance experience
  • Financial Statement Analysis: Ability to interpret complex financial documents, including tax returns, balance sheets, and income statements.
  • Cash Flow Analysis: Understanding of personal and business cash flow to determine repayment capacity.
  • Credit Risk Assessment: Proficiency in evaluating creditworthiness using credit scores, debt-to-income ratios, and other risk indicators.
  • Communication: Excellent verbal, written, and interpersonal communication skills
  • Portfolio Management: Experience managing large or complex credit portfolios, including exposure limits and diversification.
  • Extensive knowledge of lending policy guidelines and procedures as evidenced by strong credit and compliance quality
  • Track record of proactive problem solving, taking initiative, and effectiveness in resolving complex escalations timely and decisively to meet customer expectations
  • Ability to manage multiple priorities, including managing a pipeline and supporting escalations while maintaining excellent quality
  • Analytical skills focusing on problem solving, process improvement and customer impact in a rapidly changing environment.
  • Ability to organize, re-prioritize, and manage multiple priorities in-order-to meet deadlines

Job Expectations:
  • Must be amenable to work US shift schedule and in McKinley Hill, Taguig City

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.

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