Company Overview:
At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.
If you're looking to make an impact and grow with a team that values you, come join us!
Job Description
We are seeking a Lifecycle Marketing Specialist to build, scale, and optimize lifecycle programs for B2C audiences, with a focus on the Seen Credit Card brand by Snap Finance. This role drives engagement, activation, retention, and ongoing card usage across the customer journey.
Blending strategy and execution, you will design and deploy multi-channel campaigns (email, SMS, push, in-app, direct mail) within Braze, lead testing and optimization efforts, and partner cross-functionally to improve performance and long-term customer value.
How you'll make an impact:
Build, QA, launch, and optimize multi-channel lifecycle campaigns in Braze, including email, SMS, push, and in-app messaging, ensuring accuracy, scalability, and strong performance across both Marketing and Servicing programs.
Partner in the design and evolution of lifecycle campaign strategy, contributing ideas and recommendations that drive activation, engagement, retention, and ongoing card usage.
Translate lifecycle strategies and business objectives into executable campaigns by leveraging segmentation, personalization (Liquid), and dynamic messaging within Braze.
Develop and execute structured A/B and multivariate testing strategies to continuously improve campaign performance and uncover actionable insights.
Collaborate cross-functionally with Lifecycle Strategy, Marketing Analytics, Product, Compliance, and Servicing teams to align on priorities, ensure seamless execution, and deliver a cohesive customer experience.
Support both Marketing and Servicing initiatives, including onboarding, activation, retention, re-engagement, and account-related communications across the customer lifecycle.
Analyze campaign performance and customer behavior to identify optimization opportunities, prioritize enhancements, and inform future strategy and experimentation roadmaps.
Contribute to the integration of digital lifecycle campaigns with Direct Mail efforts, helping create coordinated, omnichannel customer journeys that drive measurable business outcomes.
Ensure all lifecycle campaigns and communications adhere to regulatory and compliance requirements (e.g., TCPA, CAN-SPAM, and internal governance), partnering closely with Legal and Compliance teams to maintain accuracy, consent management, and audit readiness.
What you'll need to succeed:
3–5+ years of experience in lifecycle marketing within a B2C environment; experience in financial services, credit cards, fintech, or other regulated industries is a plus.
Strong hands-on expertise in Braze is required, including building and launching campaigns within Canvas, audience segmentation, Liquid personalization, and end-to-end campaign QA and deployment.
Proven ability to independently execute multi-channel lifecycle campaigns across email, SMS, push, and in-app messaging, with a strong understanding of cross-channel customer journey orchestration.
Experience contributing to lifecycle campaign strategy and ideation, with the ability to translate business goals into executable campaigns, tests, and optimizations.
Strong analytical mindset with experience evaluating campaign performance, interpreting results, and identifying opportunities to improve engagement, conversion, and retention.
Experience designing and executing A/B and multivariate tests, with the ability to derive insights and apply learnings to future campaigns.
Working knowledge of email development fundamentals and how dynamic content and personalization impact performance.
Experience operating in regulated marketing environments, with familiarity around TCPA, CAN-SPAM, consent management, and customer communication requirements.
High attention to detail and operational rigor, with a strong focus on campaign QA, accuracy, and execution quality.
Ability to work cross-functionally with Marketing, Analytics, Product, Compliance, and Servicing teams to deliver cohesive lifecycle programs.
What would make you stand out:
Experience in fintech, credit card, or lending lifecycle marketing.
Experience integrating digital lifecycle campaigns with Direct Mail.
Stronger analytics skillset (e.g., deeper performance analysis, segmentation strategy, or experimentation frameworks).
Why Join Us:
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless
More:
Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.
California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice
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What We Do
Snap Finance is a rapidly growing digital-finance company that specializes in providing consumer financing and rent-to-own purchase options. This company is technology driven; the IT platform is the backbone for running our operations and is critical to driving cost efficiency. With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick and mortar as well as e-commerce merchants. The Snap lease-purchase agreement is an innovative financial product which gives the 40% of consumers with poor credit an alternative to payday loans and other high-risk financial products to acquire needed or desired merchandise. Snap Finance secured the largest bank revolving credit facility ever for a private consumer lease-to-own company. The credit facility from BMO Harris Bank will enable Snap Finance to service more than $1 billion in lease-to-own finance agreements.
