Life Underwriting Research Consultant

Posted 2 Days Ago
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Boston, MA
Hybrid
110K-145K Annually
Senior level
Big Data • Fintech • Information Technology • Insurance • Financial Services
We help people secure their future and protect the ones they love.
The Role
As a Life Underwriting Research Consultant, you will support the Corporate Chief Underwriter, engage in research initiatives, collaborate with various teams, analyze data, and develop innovative underwriting guidelines to enhance processes and risk selection in life insurance.
Summary Generated by Built In

Life Underwriting Research Consultant - Remote US
The Opportunity:
As a Life Underwriting Research Consultant, you'll join an innovative and dynamic environment supporting the Office of the Corporate Chief Underwriter (OCCU). In this role, you'll dive into a variety of exciting projects and research initiatives within the Operations Expense, Analytics, and Governance Organization. Your work will be diverse and impactful, including supporting protective value (PV) studies; creating RFPs for different vendors and vendor evaluation; examining and identifying new data sources for research and insights; improving workflows and working on ways to increase automation; providing input on predictive modeling; and revising underwriting rules and procedures.
The Team:
You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo. Outside of the Underwriting Governance team, you can expect to work with colleagues from Data Science, Actuarial, Product, Competitive Intelligence, and IT.
The Impact:

  • Partner with leadership across the enterprise to champion changes that improve processes, while maintaining mortality expectations
  • Shape data sources for data driven underwriting practices
  • Provide recommendations around new technologies and methodologies for risk selection
  • Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes
  • Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations


Minimum Qualifications:

  • HS diploma or GED
  • 8+ years of relevant work experience in Life Insurance Underwriting
  • Minimum $5+ million life approval limit without second signature


Preferred Qualifications

  • Bachelor's Degree
  • Industry designations/education (FALU, FLMI, CLU) preferred
  • 10+ years Mastery level knowledge of individual life insurance practices, underwriting standards and operations
  • Confident communicator with strong written and verbal communication skills
  • Be able to think strategically and influence others.
  • Ability to partner with key constituents to support strategic and tactical development.
  • A demonstrated track record of consistently meeting and/or exceeding performance expectations.
  • Entrepreneur mindset - you drive your business forward with latitude for independent decision making.
  • Proficient with Microsoft Office Suite and data visualization tools (e.g. Tableau).


What to Expect as Part of MassMutual and the Team

  • Regular meetings with the Underwriting Governance team
  • Focused one-on-one meetings with your manager
  • Access to mentorship opportunities
  • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
  • Access to learning content on Degreed and other informational platforms
  • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits


#LI-JA1
#LI-REMOTE
MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
Salary Range: $110,400.00-$144,900.00

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The Company
HQ: Springfield, MA
6,000 Employees
Hybrid Workplace
Year Founded: 1851

What We Do

Since 1851, MassMutual’s commitment has always been to help people protect their families, support their communities, and help one another. This is why we want to inspire people to Live Mutual. We’re people helping people.

Together, we’re stronger.

Why Work With Us

MassMutual has the financial security and stability of a 170+ year old company, with the culture and energy of a startup. We work every day with the customer front of mind to build the best digital experience in the industry.

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Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We believe in capitalizing on the best of being together in our offices as well as personal flexibility. Our workplace philosophy puts office collaboration first, combined with flexibility to work remotely.

Typical time on-site: 3 days a week
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HQSpringfield, MA
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Boston, MA
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