Lending Regulatory Counsel

Company Description
Square builds common business tools in unconventional ways so more people can start, run, and grow their businesses. When Square started, it was difficult and expensive (or just plain impossible) for some businesses to take credit cards. Square made credit card payments possible for all by turning a mobile phone into a credit card reader. Since then Square has been building an entire business toolkit of both hardware and software products including Square Capital, Square Terminal, Square Payroll, and more. We're working to find new and better ways to help businesses succeed on their own terms-and we're looking for people like you to help shape tomorrow at Square.
Check out our locations, benefits, and more at cash.app/careers.
Job Description
Square is looking for a highly engaged candidate with a passion for all things consumer and commercial lending to join our legal organization.
You will, under the direction of the Global Lending Regulatory Counsel:

• Provide legal and regulatory advice on our products to members of the Counsel team and business partners on consumer protection laws, including Reg E, Reg B, FCRA, MLA, SCRA, GLBA, UDAAP, and state lending licensing regulations
• Support regulatory inquiries from the CFPB, FDIC, other federal regulatory authorities and bank partners
• Advise on legal, regulatory, and industry requirements for consumer and commercial lending and related financial services activities
• Summarize and analyze impact of new applicable rules and regulations
• Identify risk areas and develop systems and procedures to manage and reduce them at a product-level and an enterprise-risk level
• Balance risks and business reward

Qualifications
You Have:

• 6+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership experience or inhouse experience
• Experience with FinTech, lending and banking issues
• Experience handling regulatory matters and have prior relationships with relevant regulators at the CFPB, FDIC, OCC, and other relevant state and federal agencies
• High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
• JD and an active membership and good standing with Bar of resident state and/or the California Bar or New York Bar

The interview process will include a phone screen with a recruiter and hiring manager and then a video interview with members on the legal team.
Qualifications
You Have:

• 6+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership experience or inhouse experience
• Experience with FinTech, lending and banking issues
• Experience handling regulatory matters and have prior relationships with relevant regulators at the CFPB, FDIC, OCC, and other relevant state and federal agencies
• High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
• JD and an active membership and good standing with Bar of resident state and/or the California Bar or New York Bar

The interview process will include a phone screen with a recruiter and hiring manager and then a video interview with members on the legal team.