Key Responsibilities
- New Business & Completions
- Manage and progress credit-approved deals from approval through to drawdown, ensuring timely and accurate completion.
- Provide day-to-day, hands-on oversight across the completions pipeline, identifying and resolving delays or bottlenecks.
- Liaise closely with Lending Managers, Underwriters, Legal, Compliance, solicitors, and valuers to deliver a seamless end-to-end process.
- Conduct and oversee KYC and AML checks, ensuring all regulatory and internal requirements are met prior to drawdown.
- Complete and oversee credit searches and loan data entry, maintaining high standards of accuracy and data integrity.
- Portfolio Operations & Servicing
- Support the ongoing servicing and performance management of the loan portfolio across its lifecycle.
- Oversee covenant monitoring and reporting, ensuring ongoing compliance with borrower obligations and internal policies.
- Support loan lifecycle events including extensions, redemptions, restructures, and variations, ensuring outcomes align with risk appetite and commercial requirements.
- Assist with arrears management, collections, and early-stage enforcement activity, working closely with internal teams and external partners to achieve timely resolution.
- Operational Delivery & Change Support
- Act as a central coordination point between teams during the transition period, supporting clarity of ownership and smooth handovers.
- Use internal systems (including nCino) to track workflows, maintain accurate records, and support MI and reporting.
- Support delivery against SLAs and KPIs, maintaining a strong execution and service-focused approach during change.
- Assist with system testing, enhancements, and short-term process improvement or automation initiatives.
- Provide hands-on operational support to project, transformation, or remediation activity as required.
- Ensure all activity is carried out in line with regulatory requirements, internal policies, and procedures.
- Deliver a consistently high standard of service to both internal and external stakeholders throughout the contract period.
Required Skills & Experience
- 2+ years experience in financial services with strong hands-on knowledge of lending operations and loan servicing.
- Bridging lending experience is essential; exposure to other lending products is advantageous.
- Strong practical understanding of both completions/drawdown and post-completion portfolio servicing.
- Solid working knowledge of KYC and AML requirements within lending operations.
- Experience supporting covenant monitoring, extensions, redemptions, arrears, or collections activity.
- Proven ability to act as a coordination or “bridge” role within operational teams, particularly during periods of change or increased workload.
- Experience managing relationships with third-party suppliers such as solicitors, valuers, and collections partners.
- Confident user of loan origination and servicing systems, with a strong focus on data quality and workflow management.
- Highly execution-focused, organised, and comfortable working in a fast-paced, hands-on environment.
- Strong communication and stakeholder management skills.
- Familiarity with nCino or similar workflow / loan management platforms is beneficial.
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What We Do
Recognise Bank was founded in 2017 by experienced business owners who recognised the disconnect between traditional business banking and the needs of modern SMEs. We were frustrated with the lack of understanding, certainty and flexibility offered within the industry. In short, we believed that we could build a better bank. And so, we did. We received our banking licence in 2021 and quickly grew our community of loyal business and personal customers, with the help of our dedicated, diverse, and expert team. Recognising our customers is at the heart of what we do. Today, our hard work and customer centricity is demonstrated by our excellent rating on Trustpilot. We offer a range of award-winning, secure FSCS protected savings accounts with competitive interest rates for individuals and businesses alike. Recognise Bank is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulatory Authority (PRA). Our eligible saving products are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 for individuals and businesses and £170,000 for joint accounts. We also offer a range of specialist lending products, and we aim to be as flexible as possible with all of our offerings and services, no matter what your business needs. It’s why our customers, brokers and partners love working with us. 🌟 Rated ‘Excellent’ on Trustpilot 🌟 Rated 4.88/5 on Smart Money People 🌟 Rated 4.6/5 on Google 🏆‘Commended’ for the Best Business Variable Rate Deposit Account Provider at the 2024 Business Moneyfacts Awards 🥇Winner of the Best Monthly Interest Savings Provider at the 2024 Moneynet Personal Finance Awards

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